To access Chase Freedom online, enter your username and password at Chase.com. If you haven’t set up your Chase Freedom online account yet, select “Not Enrolled? Sign Up Now” beneath the “Sign In” button. Click “Personal” for account type and enter your account number. Then, enter your SSN or birthday and create your username. Select “Next” to create your password and complete the process.
The process is similar if you forget your Chase Freedom online login information. Click “Forgot username/password?,” then enter your SSN or birthday, plus your account number. The next page will show your username and give the option to reset your password.
How to manage Chase Freedom online:
Online Account Enrollment: Create a Chase online account for Freedom card management by going to Chase.com, clicking “Not Enrolled? Sign Up Now,” and following the instructions. You will need your card, account or application number, along with your SSN or birthday.
Chase Freedom Online Login: Your username must be 8-32 characters long and include at least one number and one letter. It cannot have special characters such as “%” or “&.” Your password must be 8-32 characters long with at least one letter, one number and one special character. It cannot include more than two identical characters, more than two consecutive characters (e.g. abc), or any version of Chase’s name. It cannot match your username or a recent password, either.
Chase Freedom Online Features: Pay your bill, redeem rewards, manage account alerts and communication preferences, order a replacement card, get free access to your FICO Score, check out personalized offers from Chase, and more.
Chase Mobile App: Your Chase Freedom login info works both on Chase.com and the Chase mobile app. Most account management features are available through the app, except for things like writing messages to customer service through Chase’s Secure Message Center.
Chase Freedom Username/Password Reset: Select “Forgot Username/Password” under the “Sign In” section. Verify your identity using your SSN/birthday and account number. Hit “Next” to see your username and have the option to reset your password.
Setting up Chase Freedom online access is pretty easy. Just make sure to create a strong password and change it regularly.
If you want to use your Chase Freedom online for purchases, worry not, it's a Visa and you can use it pretty much anywhere. Just make sure your available credit is high enough to acomodate all your purchases.
If you want to manage your Chase Freedom online, just sign up for a free account at chase.com and follow the instructions.
You can make a Chase Freedom payment online, by phone (1-800-432-3117), through the Chase mobile app or at a Chase branch. You can also mail a check, along with your name and account number, to: Cardmember Services, P.O. Box 6294, Carol Stream, IL 60197-6294.
If Chase receives your Freedom card payment before 8 PM ET, your payment will be credited and posted the same day. The only exception is Saturday, in which case it will post Sunday evening. If Chase receives your payment between 8 PM ET and 11:59 PM ET, it will be credited the same day but posted the next day. The exception is Friday, in which case it will post Sunday evening.… read full answer
Making a Chase Freedom payment is pretty simple, and there plenty of options for doing so.
Here’s how to make a Chase Freedom payment:
Online: Log in to your Chase online account on the online payment page. You’ll need to enter the amount you want to pay and the account from which you’ll be withdrawing the money. You can also schedule the payment to go out on or be delivered by a certain day.
Phone: Call customer service at 1-800-432-3117. Enter your full 16-digit account number. Listen for the menu option for making a payment and press the corresponding key. Enter your payment information when prompted.
Chase mobile app: Download the app from the Apple or Google Play store. Log in to the app using the same information as your online account. Select “Pay Bills.” Tap “Schedule Payment.” You can then select the accounts you want to pay to and from. You can also schedule the payment by picking a “Send on” or “Deliver By” date.
Chase branch: Go to your local branch and ask the teller to help you make a payment. Be sure you have the information ready for the account from which you want to withdraw the money.
Mail: Send a check, along with your name and the number of the account you’re making a payment to, to Cardmember Services, P.O. Box 6294, Carol Stream, IL 60197-6294. Do not send cash, as Chase does not allow cash payments.
Overall, it’s fastest to make a Chase Freedom payment either online or by phone. But if you go to a branch, you have the benefit of a professional helping you. And by mail, you can get a certified record of the transaction. Go with whatever Chase Freedom payment method serves you best.
The Chase Freedom foreign transaction fee is 3%. That means a 3% surcharge gets added to the total amount of any Freedom card transaction processed in another country. Foreign transaction fees can apply when traveling abroad or shopping online from a foreign merchant. Like Chase Freedom, the card has a 3% foreign transaction fee. But not all Chase cards charge 3% internationally. Two of the most popular Chase credit cards with no foreign transaction fees are the Sapphire Preferred and Sapphire Reserve travel rewards cards. Chase Freedom foreign transaction fees and more:… read full answer
Chase Freedom’s other fees: $0 annual fee. 5% (min $5) balance transfer fee. 5% cash advance fee ($10 min). Late fee up to $39.
Chase Freedom Unlimited’s other fees: $0 annual fee. 5% (min $5) balance transfer fee. 5% cash advance fee ($10 min). Late fee up to $39.
Best Chase credit cards with no foreign transaction fee: Chase Sapphire Preferred and Sapphire Reserve
Despite the Chase Freedom foreign transaction fee, both the Freedom and the Freedom Unlimited cards provide plenty of value when used strictly for domestic transactions. Both offer a $200 bonus for spending $500 in purchases in the first 3 months. There’s also a 0% APR for 15 months on purchases.
Where the two cards differ is in their rewards structure. The Freedom offers 5% back on the first $1,500 spent per quarter in rotating spending categories. In the past, that has included gas, restaurants, Amazon.com purchases and more. The card also offers 1% cash back on all other purchases. The Freedom Unlimited card offers a flat 1.5% cash back on all purchases. Both offer 5% back on groceries for the first year, on up to $12,000 spent.
Unfortunately, Chase Freedom may no longer be available to new applicants.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.