P.O. Box 6294
Carol Stream, IL 60197-6294
Be sure to write your credit card number on the front of the check or money order, payable to Cardmember Services. Chase does not allow cash payments by mail.
Chase will credit and post your payment on the same day if it’s received before 8 p.m. EST. The credited date is when Chase considers you to have submitted the payment. Chase will use this date to determine if your payment was received on time. At this point, the payment is pending. Once the payment posts to your account, the amount of the payment is applied to your account balance and the transaction is completed.
If Chase receives the payment between 8 p.m. and 11:59 p.m., it will be credited on the same day but posted the following day. If payment is received during this time-frame on a Friday, it will post on Sunday evening. All payments received on Saturday will post Sunday evening. You may want to send your payment via certified or express mail so you can track it and make sure it arrives on time.
If Chase receives your Freedom card payment after 8 p.m. on your due date, Chase will still consider the payment to be on time. The payment will post to your account in 1-2 days, and Chase will remove any late fees from your account before your next statement arrives.