What is the Freedom Student interest rate?

Question

Chase credit card interest rates can be as low as 0% for as long as 15 months. The best Chase credit cards with 0% interest rates are Chase Freedom Flex℠ and Chase Freedom Unlimited®, offering 0% for 15 months on purchases and balance transfers. They also come with $0 annual fees.

Regular, ongoing Chase credit card interest rates can be as low as 17.74% (V) or as high as 28.24% (V), depending on the card and the applicant’s credit standing.... read full answer

Chase Credit Cards with Low Interest Rates:

Card Name	Intro Purchase APR	Intro Balance Transfer APR	Regular APR
Chase Freedom Flex℠	0% for 15 months	0% for 15 months. Balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after)	19.49% - 28.24% (V) (depending on creditworthiness)
Chase Freedom Unlimited®	0% for 15 months	0% for 15 months. Balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after)	19.49% - 28.24% (V) (depending on creditworthiness)
Chase Slate Edge℠	0% for 18 months	0% for 18 months. Balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after)	19.49% - 28.24% (V) (depending on creditworthiness)
Ink Business Unlimited® Credit Card	0% for 12 months	Not Offered.	17.74% - 23.74% (V) (depending on creditworthiness)

Chase has a whole load of credit cards co-branded with various companies as well, too many to list. But the Chase credit card interest rates for the co-branded cards don’t differ too wildly from the other cards. The lowest rate among them is 0% for 6 months on purchases for the Disney Premier Credit Card. Once the introductory period is over, remaining balances will be subject to the card's regular APR of 18.49% - 27.49% (V) (depending on creditworthiness).

When shopping for a Chase credit card, don’t just look at the regular APR and intro APR. Make sure you also take into account other interest rates and costs, like those associated with cash advances or late payments.

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Answer 1 · 2021-12-15 11:55:31

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Maria Adams, Credit Cards Moderator

@m_adams • 12/15/21 This answer was first published on 12/15/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Chase Freedom® Student credit card interest rate is 19.49% (V). This Freedom Student card interest rate is variable, meaning it can change based on certain economic conditions.

Freedom Student gives you a 21-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Freedom Student card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.

In addition to the regular interest rate, Freedom Student also charges a separate 29.49% (V) interest rate on cash advances and a penalty rate for late payments. All Freedom Student card interest rates will be listed on your statement and on your online account summary.

What is the Freedom Student interest rate?

Maria Adams, Credit Cards Moderator

Chase Freedom® Student credit card

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