How can I freeze my Freedom Student Card?

To freeze a Chase credit card, log in to your online account or the Chase mobile app and navigate to “Lock and Unlock Your Card.” You can also call Chase customer service at (800) 432-3117 and ask them to freeze your card, though it is much easier to lock and unlock a credit card online.... read full answer

Freezing your Chase credit card will temporarily prevent most purchases from being made with your card number, which can be convenient if you lost your credit card or if you’re trying to control your spending. For lost cards, it’s also important to note that you’ll never be held responsible for unauthorized purchases thanks to a $0 fraud liability guarantee.

How to Freeze a Chase Credit Card Online

1. Log in to your Chase online account or mobile app.
2. Pick the card you want to freeze and select the ellipsis to the right.
3. Click on “Account Services,” then choose “Lock and Unlock Your Card”.
4. Change the settings so that your card is in the locked position.

Locking your Chase credit card will stop new purchases on the card and any authorized user cards, cash advances, and balance transfers. But it will continue to allow fee charges, credits, and repeating transactions. To start using your credit card at full capacity again, just navigate back to the “Lock and Unlock Your Card” page and unlock your card.

The Chase student credit card limit has not been made public, but the Chase Freedom and Chase Freedom Unlimited credit cards have limits of $500 or more. It's possible that the Chase Freedom Student card limit starts at the same level, though a Chase spokesperson has noted the card will have a "low credit limit." And cardholders who make 5 on-time payments in the first 10 months will be rewarded with an automatic credit limit increase, which is good news for students, though the terms stipulate that an actual payment must be made (i.e. you can't simply not use the card and qualify for a limit increase).... read full answer

The Chase Freedom Student card is the only student credit card currently offered by Chase. It comes with no annual fee, a $20 annual credit for keeping the account in good standing, 1% cash back on all purchases, a low regular APR, and a $50 signup bonus. To apply for this card, you'll have to visit a Chase branch in person.

The Chase Freedom® Student credit card interest rate is 19.49% (V). This Freedom Student card interest rate is variable, meaning it can change based on certain economic conditions.

Freedom Student gives you a 21-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Freedom Student card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.... read full answer

In addition to the regular interest rate, Freedom Student also charges a separate 29.49% (V) interest rate on cash advances and a penalty rate for late payments. All Freedom Student card interest rates will be listed on your statement and on your online account summary.