Chase Freedom® travel insurance covers you and your family up to $250,000 for accidental death or dismemberment while you’re in transit. You’re covered when traveling by plane, bus, train, cruise or any other “common carrier.” Chase Freedom travel insurance is a free benefit for people with the Visa Signature version of the card. The standard Visa Platinum version of Chase Freedom does not provide this benefit.
If you were approved for a credit limit of $5,000 or more, you probably have the Chase Freedom Visa Signature card. If that’s the case, “Signature” will be written in front of the Visa logo on the card.
In addition to rental car insurance, Chase Freedom Visa Signature cards give you Trip Cancellation & Interruption Insurance. That covers you up to $5,000 if things like sickness or severe weather get in the way of your travel. Hotel reservations, airfare, vacation tours and more are eligible for reimbursement.
There are other types of Chase Freedom travel insurance, too. Check out the details below.
Here’s what Chase Freedom travel insurance covers:
Travel Accident Insurance: Up to $250,000for accidental death or dismemberment during travel by air, train, bus or cruise.
Trip Cancellation & Interruption Insurance: Up to $5,000 for travel delayed or canceled due to sickness, injury, severe weather, jury duty, changes in military orders, or another covered reason.
Lost Luggage Insurance: Up to $3,000 for checked and carry-on luggage that is lost, stolen or damaged during transit. Certain items such as jewelry and electronics are only covered up to $500.
Who Chase Freedom Travel Insurance Covers: You (the primary cardholder), plus immediate family members whose travel expenses you charge to Chase Freedom.
If you ever need to use your Chase Freedom travel insurance, make sure to start the claims process quickly. Claims must be initiated within 20 days of a covered incident. You’ll be sent proof-of-loss paperwork to complete within 15 days of initiating the claim.