Maria Adams, Credit Cards Moderator
@m_adams
The Chase Freedom Unlimited 3% cash back offer currently includes drugstores and dining at restaurants, plus takeout and eligible delivery services. More specifically, this card gives 1.5 - 5% cash back, depending on the type of purchase. These are excellent earning rates, especially considering Chase Freedom Unlimited's $0 annual fee.
Here’s what the Chase Freedom Unlimited currently offers:
- INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
- Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
- After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
There are also other attractive features to complement the card’s current bonus and rewards. This card offers an introductory APR of 0% for 15 months on both purchases and balance transfers. The card’s regular APR is 19.74% - 28.49% (V). There is also a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after).

Chase Freedom Unlimited®
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