What is the Chase Freedom Unlimited 3% cash back offer? This question is about the Chase Freedom Unlimited®

What is the Chase Freedom Unlimited 3% cash back offer?

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This question is about the Chase Freedom Unlimited®

Maria Adams, Credit Cards Moderator

@m_adams • 05/06/22 This answer was first published on 03/23/21 and it was last updated on 05/06/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Chase Freedom Unlimited 3% cash back offer currently includes drugstores and dining at restaurants, including takeout and eligible delivery service.

Specifically, this card gives 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year).

There are also other attractive features to complement the card’s current bonus and rewards. Chase Freedom Unlimited comes with a $0 annual fee. There’s also introductory APRs of 0% for 15 months on both purchases and balance transfers. The card’s regular APR is 15.24% - 23.99% (V) and its balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after).

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People also ask

What is the Chase Freedom Unlimited credit score requirement?

The Chase Freedom Unlimited® credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Chase Freedom Unlimited Card.

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Chase Freedom Unlimited Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer

If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Chase Freedom Unlimited credit score requirement. You can check your credit score for free on WalletHub.

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Can I have Chase Freedom and Chase Freedom Unlimited cards?

Yes, you can have both Chase Freedom and Chase Freedom Unlimited. However, it is worth noting that the Chase Freedom card was discontinued on September 15, 2020, and it is no longer available to new applicants.

But if you already have the Chase Freedom, getting the Chase Freedom Unlimited could make a lot of sense, especially since neither charges an annual fee. Plus, this way you can combine the stability of Chase Freedom Unlimited’s cash back on all purchases with the bonus categories offered by the Chase Freedom card.… read full answer

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WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

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