What is the Chase Freedom Unlimited 3% cash back offer?

The Chase Freedom Unlimited credit score requirement is 700 at a minimum. That means applicants for the Chase Freedom Unlimited credit card need good credit to be approved. The higher your credit score is, the better your approval odds will be.

It takes more than just meeting the credit score requirement to get approved, though. You also need a steady income, enough to handle a $500 minimum credit limit. And Chase will take a look at other factors like your housing status, the debts you owe, the number of cards you have open and more. Also keep in mind that an active bankruptcy may adversely affect your chances of approval for the Chase Freedom Unlimited. Ultimately, to apply in the first place, you’ll need to be at least 18 years old with a U.S. mailing address and a Social Security number.… read full answer

If you don’t meet the Chase Freedom Unlimited credit score requirement yet, you may want to wait a few months before applying. Or, you could go for a credit card for fair credit.

There is no reason you can’t have both Chase Freedom and Chase Freedom Unlimited.

In fact, having both could make a lot of sense, especially since neither charges an annual fee. Having both Chase Freedom cards allows you to combine the stability of Unlimited’s cash back on all purchases with the bonus categories offered by the standard version.… read full answer

You can learn more about Chase’s Freedom and Freedom Unlimited cards from WalletHub’s comparison of the offers.