How do I check my Chase Freedom Unlimited application status?

It takes 7-10 business days to get a credit card from Chase once your application has been approved. But you can get it in 1-2 business days if you ask for expedited delivery, at no extra cost. It’s also worth noting that you may receive a decision instantly after approval, however it can sometimes take up to 30 days to receive a response.... read full answer

Getting a replacement credit card from Chase takes 3-5 business days, in most cases. But, again, you can ask for free expedited delivery and get your card in 1-2 business days.

Chase Credit Card Approval and Delivery Timeframe

• New Credit Card: 7-10 business days after approval (1-2 business days expedited for free).
• Replacement Credit Card: 3-5 business days (1-2 business days expedited for free).
• Online Approval: You may get an instant decision when you apply for a Chase credit card. However, it can take up to 30 days for Chase to make a ruling in some cases. You can check the status of your Chase credit card application over the phone at (888) 338-2586.
• Mailed Applications: You’ll get a decision within 7-10 business days of Chase receiving your application.

Chase’s credit card approval and delivery timeframes are pretty standard. The fastest way to get a Chase credit card in your hands is by applying online and requesting expedited delivery. You can also call Chase for free expedited delivery once approved.

You can get the best Chase Freedom Unlimited approval odds if you have a credit score of 700 or better. This means that this card requires at least good credit for high chances of approval. While your credit score is one of the most important factors, there are also various other factors that determine your Chase Freedom Unlimited approval odds.... read full answer

What You Need for Good Chase Freedom Unlimited Approval Odds

• Good credit or better
• Steady income that exceeds your existing financial obligations by a healthy amount
• Low debt compared to income
• Low housing costs compared to income
• S. mailing address
• Age of 18+
• Social Security Number or Individual Taxpayer Identification Number

Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income but no debts and still get approved.

If you want to enhance your application by improving your credit score, WalletHub’s free credit analysis can tell you what steps to take.

You can apply for the Chase Freedom Unlimited card online or in person at a Chase Bank branch. You can't apply for a Chase Freedom Unlimited card over the phone.

Here’s how to apply for the Chase Freedom Unlimited card:

• Online: To apply for Chase Freedom Unlimited online, you'll have to supply Chase with your personal and financial information, and your Social Security Number (SSN). In most cases, you’ll get a decision instantly, but it could take up to 30 days to receive a decision letter by mail. ... read full answer
• In person: You can also submit a Chase Freedom Unlimited application at a Chase branch location during normal business hours.

Keep in mind that you can always check your application status over the phone at (800) 945-2000. It should only take a few minutes to find out whether your Chase Freedom Unlimited application is approved, denied, or pending. There is no option to check the status of your application online.

Ultimately, if your application is rejected, Chase will tell you the reason(s) in the letter they send you. If you were rejected but you feel you qualify for the card, call the reconsideration line at (888) 270-2127 and state your case to a representative.