How can I get the best Chase Freedom Unlimited approval odds?

Question

One of the easiest unsecured cards to get approved for is the Credit One Bank® Platinum Visa® for Rebuilding Credit. You can get approved for it even with bad (300) credit. It offers a $300 starting spending limit. And you can use it wherever Visa is accepted.

This isn’t your only option, though. WalletHub’s editors compared all of the unsecured credit cards in our database of 1,500+ offers. And we selected our favorite easy-to-get offers.… read full answer

Here are some of the easiest unsecured credit cards to get approved for:

Rewards: Credit One Visa.

Small businesses: Capital One Spark Classic for Business.

No credit: Capital One Platinum Credit Card

No annual fee: Petal® 2 Visa® Credit Card.

Easiest store card: Fingerhut Credit Account.

Students: Journey Student Rewards from Capital One.

The easiest unsecured credit cards to get generally work best for minor emergencies. You will only receive a small amount of spending power, after all.

Unsecured credit cards for people with bad credit also tend to be very expensive, charging lots of fees and high interest rates. So, if you don’t need a small emergency loan, the best course of action is to improve your credit inexpensively with a secured card. Secured cards are cheaper than unsecured cards, build credit just as effectively, and offer the closest thing you’ll find to guaranteed approval.

To learn more, check out WalletHub's complete list of the year’s easiest credit cards to get approved for.

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Answer 1 · 2022-04-26 05:03:56

WalletHub, Financial Company

@WalletHub • 04/26/22 This answer was first published on 02/12/20 and it was last updated on 04/26/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can get the best Chase Freedom Unlimited approval odds if you have a credit score of 700 or better. This means that this card requires at least good credit for high chances of approval. While your credit score is one of the most important factors, there are also various other factors that determine your Chase Freedom Unlimited approval odds.

What You Need for Good Chase Freedom Unlimited Approval Odds

Good credit or better
Steady income that exceeds your existing financial obligations by a healthy amount
Low debt compared to income
Low housing costs compared to income
S. mailing address
Age of 18+
Social Security Number or Individual Taxpayer Identification Number

Keep in mind that many of these are guidelines rather than requirements. For example, you may have a low annual income but no debts and still get approved.

If you want to enhance your application by improving your credit score, WalletHub’s free credit analysis can tell you what steps to take.

How can I get the best Chase Freedom Unlimited approval odds?

WalletHub, Financial Company

What You Need for Good Chase Freedom Unlimited Approval Odds

Chase Freedom Unlimited®

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