What should I know about getting a Chase Freedom Unlimited balance transfer?

To do a balance transfer with Chase, new applicants can just complete the balance transfer portion of a Chase credit card application. Existing cardholders can request a balance transfer online or by calling customer service at (800) 432-3117.

Chase balance transfers usually take up to 21 days to process. In the meantime, continue to make payments on your original debt in order to avoid any late fees and possible damage to your credit score.… read full answer

How to Do a Balance Transfer with Chase (New Applicants)

1. Open the application for the Chase balance transfer card you want to apply for.
2. Enter the account number for your existing balance.
3. Enter the amount you want to transfer.
4. Include standard application info such as your name, Social Security number, and annual income.
5. Submit the application.

How to Do a Balance Transfer with Chase (Existing Cardholders)

1. Log in to your Chase
2. Select “Card balance transfers” from the “Pay & Transfer” menu.
3. Click on the balance transfer offer you'd like to redeem.
4. Enter the account number(s) and the amount(s) you’d like to transfer.
5. Verify your information is correct and submit the application.

Key Things to Know About Chase Balance Transfers

Chase only accepts balance transfers from other issuers’ credit cards. Chase does not allow balance transfers from other Chase credit accounts.

If you’re transferring a balance to a credit card with an introductory APR on balance transfers, try to pay off the balance before the introductory rate expires. Any balance remaining after that will accumulate interest daily at the card’s regular APR. Using a balance transfer calculator can be a big help.

Finally, the balance transfer fee for Chase credit cards is: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after).Make sure to take this into account, too.

One of the best Chase balance transfer cards is Chase Slate Edge℠ because it offers an intro APR of 0% for 18 months on both balance transfers and purchases. The card’s regular APR is 18.74% - 27.49% (V). There is also a balance transfer fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after). However, there are a few other good Chase balance transfer cards to choose from.… read full answer

Best Chase Balance Transfer Cards

Keep in mind that there are plenty of good balance transfer alternatives from other credit card companies, too. You can check out our editors' latest picks for the best balance transfer credit cards on the market and see which one suits your needs better.

The Chase Freedom Unlimited balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after).

Here's what you need to know about Chase Freedom Unlimited balance transfers:

• Balance transfer fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after)
• Balance transfer intro APR: 0% for 15 months
• Balance transfer regular APR: 18.74% - 27.49% (V), depending on creditworthiness
• Balance transfer limit: $15,000, or your card's total credit limit, whichever is less. Chase may decline any balance transfer request over the approved limit or send less than the full amount requested to the designated payee.… read full answer
• How to: You can check to see if you're eligible for a balance transfer and request one through your online account.
• Exception: You can't transfer a balance from another Chase credit card or loan to Chase Freedom Unlimited.
• Processing time: It may take up to three weeks to process balance transfers, so make sure you continue to make payments to your other account(s) until the balance transfer has been confirmed.

Keep in mind that the Chase Freedom Unlimited card was designed as a cash back credit card that also features attractive introductory APRs of 0% for 15 months on purchases and balance transfers.

If you're after a balance transfer credit card with good rates, take a look at our editors' picks for the best balance transfer credit cards. While the most attractive feature of a credit card that offers good balance transfer rates is the length of its 0% introductory balance transfer APR period, you can also take a look at the b