The Chase Freedom Unlimited balance transfer fee is 3% when you transfer during the first 60 days of account opening, with a minimum of $5 on balances transferred within 60 days, then 5% (min $5). The fee applies to each balance transferred to the Freedom Unlimited Card.
Freedom Unlimited’s maximum balance transfer limit is $15,000, or your card’s total credit limit, whichever is less. So make sure you have enough available credit to cover the transaction, including transfer fees. If you’re doing a balance transfer on the application, the full amount you request isn’t guaranteed since you won’t know your credit limit until you’re approved. Chase will usually decline any balance transfer request over the approved limit. In some cases, they may adjust a balance transfer down to an acceptable amount.
While Chase Freedom Unlimited is a good balance transfer card, the Chase Slate card is a more attractive choice. Both come with introductory APRs of 0% for 15 months for balance transfers, but Slate offers a $0 transfer fee for the first 60 days after you open the account. The transfer fee jumps to 5% (min $5) after 60 days.
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