Chase Freedom Unlimited’s benefits include rental car insurance, roadside dispatch, trip cancellation/interruption protection, extended product warranties, and purchase protection. Both the Visa Platinum and Visa Signature versions of the Freedom Unlimited card have those benefits. The higher-tier Freedom Unlimited Visa Signature card adds travel accident insurance and lost luggage protection, too.
Chase chooses whether each Freedom Unlimited applicant gets the Signature or Platinum version of the card based on the applicant’s credit history and ability to pay.
Top Chase Freedom Unlimited Benefits:
Rental car insurance: Provides secondary coverage for up to 31 consecutive days against damage and theft, up to the actual cash value of rental vehicles paid for with the Freedom Unlimited card. You’ll have to decline the rental agency’s insurance coverage to qualify, as well as file any claim within 60 days of theft or damage occurring.
Roadside dispatch: Includes 24/7 towing, tire changes, jump starts, fuel delivery and lockout service. $59.95 per service call.
Extended warranty: Extends U.S. manufacturer’s warranties on items purchased with Chase Freedom Unlimited by 1 year. Maximum coverage of $10,000 per claim, $50,000 per account. The original warranty can’t be longer than three years.
Purchase protection: Reimburses cardholders up to $500 per claim ($50,000 per account) for items purchased with the Freedom Unlimited card that are damaged or stolen within 120 days of purchase.
Travel accident insurance: Covers the cardholder and immediate family members up to $250,000 for serious travel-related accidents on trips paid for with Freedom Unlimited (Visa Signature version only).
Trip cancellation/interruption insurance: Pays up to $5,000 per trip cut short by sickness, severe weather or other covered events. Applies to travel expenses paid for with Freedom Unlimited.
Lost luggage benefit: Reimburses cardholders up to $3,000 per person, per trip for checked and/or carry-on bags that are lost or damaged. Jewelry, cameras, watches and other electronics are covered only up to $500 per person, per trip. Applies to trips paid for with Freedom Unlimited (Visa Signature version only).
Other Chase Freedom Unlimited benefits include 24/7 fraud alerts and a $0 fraud liability guarantee, which protects you from having to pay for unauthorized charges to your account.
This information is accurate as of the day this answer was posted.