Yes, Chase Freedom Unlimited currently offers 5% cash back on travel booked through Chase Ultimate Rewards. In addition to its 5% cash back category, Chase Freedom Unlimited gives at least 1.5% cash back on other types of purchases.
Here’s what Chase Freedom Unlimited currently offers:
INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
There are also other attractive features to complement the card’s current rewards. Chase Freedom Unlimited comes with a $0 annual fee. Plus, it comes with an introductory APR of 0% for 15 months on both purchases and balance transfers. The card’s regular APR is 18.74% - 27.49% (V). Note that balance transfers are subject to a fee of either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after).… read full answer
The Chase Freedom 5% bonus categories are Walmart and PayPal. Cardholders earn 5% back on up to $1,500 spent in the bonus categories from October through December 2022 (then 1% back). To earn the 5% bonus rewards rate, cardholders must activate the new bonus categories by December 14.
Just bear in mind that the bonus categories on Chase Freedom’s calendar don’t always repeat year over year. It’s also important to note that any purchases in these categories above the $1,500 limit will give 1% cash back. The same 1% rate goes for all purchases outside of the Chase Freedom bonus categories. These policies apply to both the original Chase Freedom Card and Chase Freedom Flex℠.… read full answer
PayPal (qualifying purchases made using PayPal at Walmart will only earn a total of 5%)
In order to earn 5% cash back in the Chase Freedom bonus categories each quarter, you will need to “activate” the category. The deadline to activate is typically halfway through the final month of the quarter. Luckily, as long as you activate before the deadline, all purchases in the bonus categories during the quarter will get 5% cash back, even if you made them before you activated.
How to Activate the Chase Freedom Bonus Categories
Online: Visit the Chase Freedom webpage and click the green “Activate your 5%” button. Enter your name, the last 4 digits of your card number, and your ZIP code. Then, click on “Activate your 5%.”
Through Chase Ultimate Rewards: Visit the Chase Ultimate Rewards website and log in using your credentials. Click the “5% cash back” link that will be shown on your account page. On the next screen, click the “Activate your 5%” button that is located under the upcoming bonus categories.
Via the Chase mobile app: Download the Chase mobile app and log in using your credentials. Scroll down until you find the “5% cash back” section. Tap that link and then tap the “Activate your 5%” button you will see on the next screen.
At a Chase branch: You can visit your nearest Chase branch and ask for a teller to help you.
Over the phone: You can call (800) 432-3117 or the number you see on the back of your card. Enter your credit card number and you will be connected to a live representative who should be able to assist you with your request.
At a Chase ATM: You can also activate your Chase Freedom bonus categories with one click at a Chase ATM while making a cash withdrawal.
Past Chase Freedom Bonus Categories
Bonus Categories per Quarter
Q1: Cable, internet, and phone services, wholesale clubs, and select streaming services
Q2: Gas stations and home improvement stores
Q3: Grocery stores (excluding Walmart and Target) and select streaming services
Q4: Walmart and PayPal
Q1: Gas stations, internet, cable, and phone services, select streaming services
Q2: Grocery stores, fitness club and gym memberships, select streaming services
Q3: Amazon and Whole Foods purchases
Q4: Walmart and PayPal
Q1: Gas stations, tolls, drugstores
Q2: Grocery stores and home improvement stores
Q3: Select streaming services and gas stations
Q4: Department stores, PayPal, and Chase Pay
Q1: Gas stations, internet, cable and phone services, purchases via Chase Pay, Apple Pay, Android Pay, and Samsung Pay
Q2: Grocery stores, PayPal, Chase Pay
Q3: Gas stations, Lyft, Walgreens
Q4: Department stores, wholesale clubs, Chase Pay
Q1: Gas stations, local commuter transportation
Q2: Grocery stores, drugstores
Q3: Restaurants, movie theaters
Q4: Walmart, department stores
It’s important to note that the Chase Freedom Card is no longer available to new applicants, having been replaced by the Chase Freedom Flex Card. However, existing Chase Freedom cardholders can continue using their cards, and both Chase Freedom and Chase Freedom Flex have the same bonus categories.
The Chase Freedom family also has a third card, Chase Freedom Unlimited®. This card’s bonus categories don’t rotate and include a wide range of purchases, from drugstores to dining and travel. The card offers 1.5 - 5% cash back, depending on the type of purchase.
There is no Chase Freedom Unlimited sign-up bonus currently, but new cardholders get an extra 1.5% cash back on everything they buy, up to $20,000 spent in the first year. That could result in up to $300 in additional cash back.
Having said that, Chase might feature a different sign-up bonus offer for the Chase Freedom Unlimited card if you apply directly through their website.… read full answer
It’s also worth noting that Chase Freedom Unlimited offers 1.5 - 5% cash back, depending on the type of purchase. The card’s annual fee is $0, and you need at least good credit to get approved.
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