Maria Adams, Credit Cards Moderator
No, the Chase Freedom Unlimited credit card does not offer price protection anymore. Chase dropped the benefit a while back for most of its cards.
Generally, credit card price protection allows cardholders to receive a refund for the difference between an item’s original purchase price and a lower price advertised within the following 60 to 120 days. Coverage amounts and excluded items vary, depending on the credit card issuer.
Alternative Credit Card Option
If you’re looking for a credit card that still offers price protection, you should consider getting the HSBC Elite Credit Card. In addition to price protection, this card offers 50,000 points after spending $4,000 in the first 3 months. Plus, you can earn 1 - 3 points per $1 on purchases. The card’s annual fee is $395 and you need excellent credit for approval.
Ultimately, you can check out our editors’ latest picks for the best credit cards for price protection available right now on the market and weigh your options.
Chase Freedom Unlimited®
You got reimbursed when an item you purchase was advertised at a lower price within 90 days of purchase. You needed the receipt for the item you bought, the card statement showing the purchase and the advertisement showing the lower price -- including a printed advertisement at any retail store or a nonauction internet advertisement (printing out an Amazon page works). Then, you just had to call the number on the back of your card.
Chris Forrell, Member
If you bought an item with the card, and you found the same one cheaper somewhere else, they would give you the difference. There were obviously some limits, such as the time it took you to find something cheaper, but also the items themselves. Finding lettuce cheaper two blocks down did't count!
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