Yes, there are some ongoing Chase Freedom Unlimited® promotions, including a $200 sign up bonus after spending $500 within 3 months, along with an introductory APR offer of 0% for 15 months on purchases.
The Chase Freedom Unlimited® sign-up bonus is available to new cardholders. Previous cardholders who open a new account are also eligible as long as they have not received this bonus in the past 24 months.
The introductory APR promotion of 0% for 15 months is above-average when compared to cards with similar offers. Once the intro rate expires, the APR for purchases goes to 14.99% - 23.74% (V).
In addition to those limited-time Chase Freedom Unlimited® promotions, the card comes with a $0 annual fee. It also offers 1.5 - 5% cash back on purchases. Cash back rewards do not expire as long as your account is open. There’s also no minimum amount required to redeem.
The Chase Freedom Unlimited 0% APR offer is an introductory rate of 0% for 15 months on purchases. You won’t be charged any interest on purchases for that long, as long as you pay the minimum due each month, which is a pretty good deal.
It’s worth noting that this Freedom Unlimited 0% interest offer doesn’t extend to balance transfers. You’ll be charged the regular APR of 14.99% - 23.74% (V) on any balances transferred to the Freedom Unlimited card, plus a balance transfer fee: Either $5 or 5% of the amount of each transfer, whichever is greater.… read full answer
The Chase Freedom Unlimited credit score requirement is 750+, or excellent credit. It may be possible to get the Freedom Unlimited card with a slightly lower score, such as 700+, especially if you have a lot of income and little debt. But the higher your credit score is, the better your approval odds will be.… read full answer
It takes more than just meeting the credit score requirement to get approved, though. You also need a steady income, enough to handle a $500 minimum credit limit. And Chase will take a look at other factors like your housing status, the debts you owe, the number of cards you have open and more. You won’t be approved for the Freedom Unlimited card if you have an active bankruptcy. And to apply in the first place, you’ll need to be at least 18 years old with a U.S. mailing address and a Social Security number.
If you don’t meet the Chase Freedom Unlimited credit score requirement yet, you may want to wait a few months before applying. Or, you could go for one of Chase’s credit cards for good credit (700+ score), such as the IHG Rewards Club Premier card or the Southwest Rapid Rewards Priority card.
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