Is Chase Freedom Unlimited good for travel?

You can use your Chase Freedom Unlimited anywhere. It's a Visa and those are accepted pretty much anywhere in the United States.

In addition to that, Visa cards are accepted in more than 200 countries and territories. So you can use a Visa credit card pretty much everywhere that takes plastic around the world.… read full answer

You earn Chase Freedom Unlimited points, but they’re meant to function like cash back. Basically, is part of the Chase Ultimate Rewards program, which is a points-based system that lets you trade your points for cash back. So, the 1.5 points you get for every $1 you spend are the equivalent of 1.5% cash back.… read full answer

You may see cash back instead of points in Chase marketing materials when referring to the rewards you earn for Chase Freedom Unlimited, but just look at it as getting more options. You can get cash back, sure, but you won’t lose value if you choose to use your points for something else. It’s actually not too complicated once you know all the details.

Here’s how the points work:

• You get 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year), with no limit on the number of points you can earn.
• You can trade your points for cash back, gift cards or travel at a rate of 1 cent per point.
• There is no minimum number of points needed to redeem for cash back. You can redeem any number of points for travel and pay any leftover balance with your card. For gift cards, points will depend on the cost denomination.
• You can redeem your rewards by logging into the Chase Ultimate Rewards portal and selecting the type of redemption you want.
• Your points will not expire as long as your account is open. But you will lose them if you close your account before redeeming. You will also lose them if Chase closes your account for any kind of fraud, abuse or lack of payment.

Most Chase Freedom Unlimited cardholders redeem their points for cash back. However, Chase Freedom Unlimited isn’t necessarily the best cash back credit card on the market. While it does give you a respectable 1.5% rate, you might also want to consider Citi Double Cash Card, which gives you 2% cash back on all purchases.

The best Chase credit cards with no foreign transaction fee are the Chase Sapphire Preferred and the Hyatt Credit Card. In addition to their $0 foreign fees, these Chase cards are good for international travel because they offer great initial bonus.

Best Chase Credit Cards with No Foreign Transaction Fee

• Chase Sapphire Preferred® Card
• The World of Hyatt Credit Card
• Chase Sapphire Reserve®
• IHG® Rewards Premier Credit Card
• Marriott Bonvoy Boundless® Credit Card

In addition to using a card with no foreign transaction fee, you’ll want to avoid dynamic currency conversion while you’re abroad. By doing these two things, you could save up to 10% when traveling internationally.