Chase Freedom Unlimited’s travel insurance benefits include trip cancellation and interruption insurance, travel emergency services, a car rental collision damage waiver, and roadside assistance. These travel-related benefits are standard on all Freedom Unlimited cards. You may be eligible for additional benefits depending on which version of Freedom Unlimited you have.
The Visa Platinum version of Chase Freedom Unlimited comes with the standard benefits. The Visa Signature card adds travel accident insurance and lost luggage reimbursement. You can’t apply specifically for either version of the Freedom Unlimited card. In either case, you must pay for travel-related purchases with your Freedom Unlimited Card for those purchases to qualify for benefits.
Chase Freedom Unlimited Travel Insurance Benefits:
Travel Accident Insurance: Provides coverage up to $250,000 against accidental death or dismemberment while traveling by airplane, bus, train and other forms of transportation. Available only on the Freedom Unlimited Visa Signature card.
Trip Cancellation and Trip Interruption: Reimburses cardholders for up to $1,500 per person and $5,000 per trip charged to the Freedom Unlimited card. Applies to trips cut short or cancelled because of illness, severe weather, military transfers or other covered situations. Standard on all Freedom Unlimited cards.
Lost Luggage Reimbursement: Coverage is up to $3,000 per passenger, per trip. The benefit covers checked and carry-on luggage lost or stolen during transit. Items such as watches, jewelry and electronics are covered only up to $500. Available only on the Freedom Unlimited Visa Signature card.
Auto Rental Collision Damage Waiver (CDW): Offers secondary coverage against collision damage, theft and towing charges up to the vehicle’s actual cash value. Cardholders must decline the rental agency’s insurance offer for coverage to apply. Standard on all Freedom Unlimited cards.
Travel Emergency Services: Provides referrals for medical and legal assistance, arranges for emergency transportation, and helps change travel reservations. Service is available 24 hours a day, 365 days a year. Cardholders are responsible for the cost of any goods or services provided. Standard on all Freedom Unlimited cards.
Roadside Dispatch: 24/7 hotline for services such as towing (up to five miles), tire changes, jump starts, fuel delivery, and lockout assistance (no key replacement). There is a $59.95 fee per service call. Standard on all Freedom Unlimited cards.
To file a Chase Freedom Unlimited travel insurance claim, contact the Chase Benefit Administrator at 1 (888) 320-9656 as soon as possible after an incident occurs. Or, mail the information to Card Benefit Services, P.O. Box 72034, Richmond, VA 23235. Claim deadlines and requirements vary depending on the benefit. Check with the Benefit Administrator for specifics or refer to the Guide to Benefits that came with your card.
This information is accurate as of the day this answer was posted.
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