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Chase Freedom Unlimited travel insurance covers you for up to $1,500 per person and $6,000 per trip that was cut short or canceled because of illness, severe weather, military transfers, or other covered situations. The card’s travel benefits also include rental car insurance and travel emergency services. To be eligible to file a travel insurance claim, you’ll need to pay for your travel using your Chase Freedom Unlimited.
Types of Chase Freedom Unlimited Travel Insurance
- Trip Cancellation and Trip Interruption:
Reimburses cardholders for up to $1,500 per person and $6,000 per trip charged to the Chase Freedom Unlimited card. Applies to trips cut short or cancelled because of illness, severe weather, military transfers or other covered situations. - Auto Rental Collision Damage Waiver (CDW):
Offers secondary coverage against collision damage, theft, and towing charges up to the vehicle’s actual cash value. Cardholders must decline the rental agency’s insurance offer for coverage to apply. - Travel Emergency Services:
Provides referrals for medical and legal assistance, arranges for emergency transportation, and helps change travel reservations. Service is available 24 hours a day, 365 days a year. Cardholders are responsible for the cost of any goods or services provided. - Roadside Dispatch:
24/7 hotline for services such as towing (up to five miles), tire changes, jump starts, fuel delivery, and lockout assistance (no key replacement). There is a fee per service call.
Exclusions and coverage limits apply to many of these benefits, so make sure to check your Chase Freedom Unlimited’s guide to benefits for more details on each type of insurance.
How to File a Travel Insurance Claim
- Call the Chase Benefit Administrator at (888) 320-9656.
- Fill out your claim form either online, or by sending the information through mail at the following address:
Card Benefit Services
P.O. Box 72034
Richmond, VA 23235 - Wait for a decision on your claim. If everything checks out, you’ll be typically compensated within 60 days of Chase receiving your claim and supporting documentation.
It’s worth noting that Chase Freedom Unlimited’s benefits extend well beyond travel insurance. The card also offers purchase protection, as well as extended warranty protection. Plus, Chase Freedom Unlimited is one of the best credit cards on the market right now, due to its top-notch rewards, $0 annual fee, and intro APRs on both purchases and balance transfers.

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