Does Chase Freedom Unlimited have travel insurance?

Chase trip cancellation insurance covers travel cancellations and interruptions due to covered reasons, such as illness or severe weather. Maximum reimbursement for cancelled or interrupted travel will depend on which Chase credit card you have, and it can range from $5,000 to $10,000 per trip.

To qualify for Chase trip cancellation insurance coverage, your trip must be paid for with an eligible Chase credit card or with rewards earned on that card. The trip must also be cancelled or interrupted for a covered reason to qualify for coverage.… read full answer

Here's what you need to know about Chase trip cancellation/interruption insurance:

• Overview: Chase trip cancellation/interruption insurance covers qualifying unforeseen circumstances that lead to interrupted travel arrangements or their cancellation. Travel arrangements must be paid for with an eligible Chase credit card.
• Who is covered: Cardholder and immediate family members.
• How much is covered: Up to $5,000 per person and a maximum of $10,000 per trip, depending on the credit card.
• What is covered: Unforeseeable circumstances that lead to the cancellation or interruption of travel arrangements paid for with an eligible Chase credit card. Examples include accidental bodily injury, sickness or death, severe weather, acts of terrorism, jury duty or subpoenas that cannot be waived or postponed.
• What is not covered: Examples include pre-existing conditions, traveling against doctor's orders, changes in plans or financial circumstances or trips exceeding 60 days.
• How to claim: You can call your Benefit Administrator at (888) 320-9961 or submit your claim online within 20 days of your trip cancellation or interruption incident. Based on the information given to your benefit administrator, you'll be sent the relevant claim forms that must be completed and returned within 90 days (or as soon as reasonably possible).

Chase cards with trip cancellation insurance

You'll need the right card from Chase to be covered. The Chase credit cards with trip cancellation insurance include Chase Sapphire Reserve®; Chase Sapphire Preferred® Card; Chase Freedom Unlimited®; Chase Freedom Flex℠; Chase Freedom® Student credit card and Ink Business Preferred® Credit Card.

Credit card companies frequently change cardholder benefits like trip cancellation insurance, and many issuers have dropped this benefit recently. Before relying on this benefit, call the number on the back of your Chase card to make sure your card is covered.

Chase Freedom Flex travel insurance covers you for up to $1,500 per person and $6,000 per trip that was cut short or canceled because of illness, severe weather, military transfers, or other covered situations. Chase Freedom Flex also offers rental car insurance and travel emergency services. To be eligible to file a travel insurance claim, you’ll need to pay for your trip using your Chase Freedom Flex.… read full answer

Here’s what Chase Freedom Flex travel insurance covers:

• Trip Cancellation & Interruption Insurance: Up to $1,500 per person and $6,000 per trip delayed or canceled due to sickness, injury, severe weather, jury duty, changes in military orders, or another covered reason.
• Auto Rental Collision Damage Waiver (CDW): Offers secondary coverage against collision damage, theft, and towing charges up to the vehicle’s actual cash value. Cardholders must decline the rental agency’s insurance offer for coverage to apply.
• Travel Emergency Services: Provides referrals for medical and legal assistance, arranges for emergency transportation, and helps change travel reservations. Service is available 24 hours a day, 365 days a year. Cardholders are responsible for the cost of any goods or services provided.
• Who Chase Freedom Flex Insurance Covers: You (the primary cardholder), plus immediate family members whose travel expenses you charge to Chase Freedom Flex.

If you ever need to use your Chase Freedom Flex travel insurance, make sure to start the claims process quickly. Claims must be initiated within 20 days of a covered incident. You’ll be sent proof-of-loss paperwork to complete within 15 days of initiating the claim.

Chase Freedom® travel insurance covers you and your family up to $250,000 for accidental death or dismemberment while you’re in transit. You’re covered when traveling by plane, bus, train, cruise or any other “common carrier.” Chase Freedom travel insurance is a free benefit for people with the Visa Signature version of the card. The standard Visa Platinum version of Chase Freedom does not provide this benefit.… read full answer

If you were approved for a credit limit of $5,000 or more, you probably have the Chase Freedom Visa Signature card. If that’s the case, “Signature” will be written in front of the Visa logo on the card.

In addition to rental car insurance, Chase Freedom Visa Signature cards give you Trip Cancellation & Interruption Insurance. That covers you up to $5,000 if things like sickness or severe weather get in the way of your travel. Hotel reservations, airfare, vacation tours and more are eligible for reimbursement.

There are other types of Chase Freedom travel insurance, too. Check out the details below.

Here’s what Chase Freedom travel insurance covers:

• Travel Accident Insurance: Up to $250,000for accidental death or dismemberment during travel by air, train, bus or cruise.
• Trip Cancellation & Interruption Insurance: Up to $5,000 for travel delayed or canceled due to sickness, injury, severe weather, jury duty, changes in military orders, or another covered reason.
• Lost Luggage Insurance: Up to $3,000 for checked and carry-on luggage that is lost, stolen or damaged during transit. Certain items such as jewelry and electronics are only covered up to $500.
• Who Chase Freedom Travel Insurance Covers: You (the primary cardholder), plus immediate family members whose travel expenses you charge to Chase Freedom.

If you ever need to use your Chase Freedom travel insurance, make sure to start the claims process quickly. Claims must be initiated within 20 days of a covered incident. You’ll be sent proof-of-loss paperwork to complete within 15 days of initiating the claim.

Please note: Chase Freedom may no longer be available to new applicants.