How can I tell what my Chase Ink approval odds are?

Your U.S. Bank Business Triple Cash approval odds are good if you are a business owner with a personal credit score of 700+, which is considered at least good credit. Approval odds for the U.S. Bank Business Triple Cash Card will be influenced by your annual income and existing debts. Applicants will also need to be 18+ years old, and have a U.S. mailing address and an SSN.... read full answer

What You Need for Good U.S. Bank Business Triple Cash Card Approval Odds

• 700+ personal credit score (at least good credit)
• Business revenue
• Enough income to pay credit card bills
• Low debt relative to income
• Low housing costs relative to income
• U.S. mailing address
• Age of 18+
• Employer Identification Number, if applicable
• Social Security Number

Keep in mind that business credit card issuers generally use your personal credit information to decide whether to approve your application. That’s why you’ll need to provide your Social Security number, even if you have an Employer Identification Number. You can sign up for a free WalletHub account and see if you’re likely to get approved before you apply.

One of the best Chase business credit cards is the New Business Card! Ink Business Premier℠ Credit Card. It offers a bonus of $1,000 for spending $10,000 in the first 3 months and 2 - 5% cash back on purchases, in addition to free employee cards and a $0 foreign transaction fee. The annual fee is $195.

Best Chase Business Credit Cards

The Ink Business Premier card is the best business credit card with rewards... read full answer for business owners with at least good credit who plan to make big purchases. The card has a $195 annual fee.

Initial bonus: $1,000 for spending $10,000 in the first 3 months.

Rewards: 5% cash back on travel through Chase, 2.5% back on every purchase totaling at least $5,000, as well as 2% back on all other purchases.

Other benefits: The Ink Business Premier card also comes with fraud protection, purchase protection, cell phone protection, travel insurance and extended warranty protection, among other benefits.

The Chase Ink Preferred card is one of the best business credit cards for a big initial bonus, as it offers a ton of value at a pretty low cost. This card requires at least good credit for approval and has a $95 annual fee.

Initial bonus: 100,000 points for spending $15,000 in the first 3 months.

Rewards: 3 points per $1 on the first $150,000 spent per year on travel and select business expenses, and 1 point per $1 on all other purchases.

Other benefits: The Chase Ink Preferred card offers fraud protection, purchase protection, extended warranty protection, and travel insurance, among other benefits.

The Ink Cash card is a very good credit card for business owners with at least good credit who want to earn cash back rewards. In fact, Ink Cash offers the best ongoing cash back bonuses of any Chase business credit card. Plus, the card is easily worthwhile considering its $0 annual fee.

Initial bonus: $750 for spending $6,000 in the first 3 months.

Rewards: 5% cash back on the first $25,000 spent per year in combined purchases at office supply stores and on internet, cable and phone services; 2% cash back on the first $25,000 spent per year at gas stations and restaurants combined; and 1% back on all other purchases.

Other benefits: The Ink Cash card also comes with fraud protection, purchase protection, extended warranty protection, and roadside dispatch, among other benefits.

The Chase Ink Business Unlimited card comes out on top if you want to earn rewards at a flat rate. The card requires at least good credit for approval and has a $0 annual fee.

Initial bonus: $750 for spending $6,000 in the first 3 months.

Rewards: 1.5% cash back on all purchases.

Other benefits: The Chase Ink Business Unlimited card also comes with fraud protection, purchase protection, and extended warranty protection, among other benefits.

If your business involves travel, you could also benefit from several co-branded Chase credit cards.

Some of the Best Chase Co-Branded Business Credit Cards

The United Business Credit Card offers 1 - 2 miles per $1 on purchases. The card also gives 75,000 miles for spending $5,000 in the first 3 months. Cardholders get a free first checked bag on United flights, too.

This card requires at least good credit and its annual fee is: $0 intro 1st yr, $99 after.

The World Of Hyatt Business Credit Card gives 1 - 4 points per $1 on purchases. The card also offers an initial bonus of 60,000 points for spending $5,000 in the first 3 months, plus up to $100 in Hyatt credits each account anniversary year.

This card requires at least good credit and has a $199 annual fee.

How to Apply for a Chase Business Card

The easiest way to apply for a Chase business card is online. Just choose the card you prefer and click on the “Apply Now” button. You can also apply for a business credit card in person, at a Chase Bank branch during normal business hours.

You'll have to supply Chase with your personal and financial information, including your Social Security number. In many cases, you’ll get a decision instantly, but it could take up to 30 days to receive a decision letter by mail.

Keep in mind that most Chase business cards require at least good credit for approval. You can check your credit score for free on WalletHub to see where you stand. You will also need to have proof of business income, among other requirements.

If you’re not committed to Chase, you can also check out our editors’ latest picks for the best business credit cards on the market to weigh your options.