Chase Ink approval odds are highest for applicants with a personal credit score of 700 or above, proof of business income, and fewer than five credit card accounts opened in the past 24 months. Chase Ink applicants also need to be at least 18 years old and have an SSN or ITIN, plus an Employer ID number, if applicable.
Take note that Chase will review your personal credit history and consider factors such as outstanding debt, number of open accounts, recent credit inquiries, and bank account information, among others. However, the Chase pre-qualification tool, which allows applicants to assess their chances of being approved for personal Chase credit cards, is not available for Chase Ink business cards.
The best Chase business credit card is the Ink Business Preferred® Credit Card because it offers 100,000 points for spending $15,000 in the first 3 months. The Chase Ink Preferred also gives 3 points per $1 on the first $150,000 spent per year on travel and select business expenses, and 1 point per $1 on all other purchases. This card provides free employee cards, too. And it has a $0 foreign transaction fee. The annual fee is $95.… read full answer
The Ink Cash offers the best ongoing cash back bonuses of any Chase business credit card. It has a $750 bonus for spending $7,500 in the first 3 months. And it gives 5% cash back on the first $25,000 spent per year in combined purchases at office supply stores and on internet, cable and phone services; 2% cash back on the first $25,000 spent per year at gas stations and restaurants combined; and 1% back on all other purchases. There’s a $0 annual fee.
But if you want to earn rewards at a flat rate, Chase Ink Business Unlimited comes out on top. It offers unlimited 1.5% cash back on all purchases. And it has a $0 annual fee.
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