Chase Ink approval odds are highest for applicants with a personal credit score of 700 or above, proof of business income, and fewer than five credit card accounts opened in the past 24 months. Chase Ink applicants also need to be at least 18 years old and have an SSN or ITIN, plus an Employer ID number, if applicable.
Take note that Chase will review your personal credit history and consider factors such as outstanding debt, number of open accounts, recent credit inquiries, and bank account information, among others. However, the Chase pre-qualification tool, which allows applicants to assess their chances of being approved for personal Chase credit cards, is not available for Chase Ink business cards.
The best Chase business credit card is the Ink Business Preferred® Credit Card because it offers a bonus of 100,000 points for spending $15,000 in the first 3 months. Ink Business Preferred also gives 3 points / $1 spent on travel and select business purchases, plus 1 point / $1 on everything else. Preferred provides free employee cards, too. And it has a $0 foreign transaction fee. The annual fee is $95.… read full answer
The Ink Business Cash® Credit Card offers the best ongoing cash back bonuses of any Chase business credit card. It has a $750 bonus for spending $7,500 in the first 3 months. And it gives 5% cash back on the first $25,000 spent per year at office supply stores and on internet/cable/phone services. Plus, it offers 2% back on the first $25,000 spent per year at gas stations and restaurants, along with 1% on everything else. There’s a $0 annual fee.
But if you want to earn rewards at a flat rate, Ink Business Unlimited® Credit Card comes out on top. It offers unlimited 1.5% cash back on all purchases. And it has a $0 annual fee.
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