Gina Marte, WalletHub Advisor
The Chase Ink Preferred travel insurance covers trip cancellation/interruption insurance, trip delay insurance, lost luggage insurance, and travel and emergency assistance. These benefits will reimburse up to thousands of dollars in covered expenses when unforeseen circumstances negatively impact a trip paid for with the Chase Ink Preferred. The card also offers rental car insurance, but that’s typically considered a separate category from travel insurance.
Here’s what the Chase Ink Preferred travel insurance covers:
- Trip cancellation/interruption protection: Covers you and immediate family members when your trip is cancelled or cut short because of circumstances out of your control. This could include injury, severe weather, military orders, jury duty, and more. You can get up to $5,000 per person per trip.
- Trip delay reimbursement: Covers you, your spouse and any dependent children under age 20 up to $500 each when your trip starts late. Covered circumstances include things like equipment failure or inclement weather. Chase will reimburse you for the unplanned extra expenses you incur, such as lodging, food, toiletries, etc.
- Lost luggage insurance: Offers up to $3,000 per person per bag when luggage is lost or stolen while in the care of a travel provider. This coverage applies to you and your immediate family.
- Travel and Emergency Assistance: Offers legal and medical referrals or other travel and emergency assistance.
Keep in mind that there’s plenty of fine print for each type of Chase Ink Preferred travel insurance. And the timelines for filing a claim will also differ. Be sure to read your card’s benefits guide for the full details.
Ink Business Preferred® Credit Card
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