The Chase Ink Business Unlimited card balance transfer fee is either $5 or 5% of the amount of each transfer, whichever is greater. This card is not a good choice for balance transfers due to the combination of its balance transfer fee and relatively high balance transfer APR: 14.74% - 20.74% (V). That does not compare favorably to the selection of 0% balance transfer credit cards on the market right now.
Yes, the Chase Ink Business Unlimited Card has an introductory purchase APR of 0% for 12 months after account opening. Once this intro period expires, any remaining balance on the Chase Ink Business Unlimited Card will be subject to the regular APR of 14.74% - 20.74% (V).
It’s important to remember that even though you don’t pay interest during 0% APR periods, you still must make timely minimum payments each month. You should also consider paying more than the minimum, since you’ll want to pay off the credit card balance before the regular APR kicks in. For help planning your payments, try out WalletHub’s … read full answerCredit Card Calculator.
Withdraw the cash and remove the credit card from the ATM.
Before you take out a Chase Ink Business Unlimited cash advance, it’s important to note that it is a very expensive transaction. For starters, a cash advance fee and a separate cash advance APR apply as soon as you withdraw the cash. There may be ATM-owner fees, too.
Ink Business Unlimited® Credit Card is a Visa, not a Mastercard. You can use your Chase Ink Business Unlimited Card at nearly 11 million merchants that accept Visa nationwide, and you can use it abroad in more than 200 countries and territories.
There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including … read full answerextensive worldwide acceptance. As a result, it’s more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.
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