The Chase Ink Business Unlimited annual fee is $0 per year. Chase Ink Business Unlimited’s $0 annual fee is lower than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the Ink Business Unlimited® Credit Card, though.
Chase Ink Business Unlimited Fees
Annual Fee: $0
Cash Advance Fee: Either $15 or 5% of the amount of each transaction, whichever is greater.
Foreign Fee: 3% of each transaction in U.S. dollars
Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
There are several Chase credit cards that have no annual fee. Some of them also offer good sign-up bonuses, as well as rewards. Others have 0% introductory APRs.
One of the best Chase credit cards with a $0 annual fee is Chase Freedom Unlimited®. This card offers 1.5 - 5% cash back. Plus, it comes with an intro APR of 0% for 15 months on both purchases and balance transfers. The card’s regular APR is 19.99% - 28.74% (V). Most no annual fee Chase credit cards require...
Credit cards have annual fees to help cover the cost of rewards programs, benefits like travel insurance, and account services such as billing and customer support. Annual fees also help credit card companies profit more, especially on cards that people don’t use much. Similarly, in the case of credit cards for people with limited or bad credit, annual fees help credit card companies reduce the risk of lending to unproven borrowers.
No annual fee means you will not be charged every year for using your credit card. This means you’ll save anywhere from tens to hundreds of dollars in annual fees, depending on the credit card.
What you should know about credit card annual fees:
Annual fees are often tied to high-end rewards cards, travel rewards cards, business cards, in addition to cards for people with limited and bad credit. The annual fee helps the issuer recoup the...
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