The Ink Business Unlimited® Credit Card offers rental car insurance as a free benefit. Chase Ink Business Unlimited rental car insurance covers physical damage or theft of the covered rental vehicle, valid loss-of-use charges assessed by the rental company, and reasonable and customary towing charges. Cardholders are covered up to the actual cash value of most rental vehicles. To get the coverage, a cardholder must decline the rental agency’s insurance and pay for the rental entirely with a Chase Ink Business Unlimited credit card.
Key Things to Know About Chase Ink Business Unlimited Rental Car Insurance
Coverage Amount. Up to the actual cash value of most rental vehicles.
How Long You’re Covered. The Chase Ink Business Unlimited rental car insurance benefit covers domestic rentals up to 31 days.
Coverage For Rental Vehicles in Another Country. Chase rental car insurance covers eligible cardholders for 31 days when renting vehicles in another country.
Not All Vehicles Or Incidents Are Covered. The Chase Ink Business Unlimited rental car insurance benefit does not cover expensive, exotic, or antique automobiles; cargo vans, and others. Coverage also does not apply to certain incidents such as injury of anyone or damage to anything inside or outside the rental vehicle, loss or theft of personal belongings, personal liability, and more.
Chase Rental Car Insurance Claims
To file a Chase Ink Business Unlimited rental car insurance claim, call the Benefit Administrator at 1-888-320-9956 or visit the card’s benefits website to obtain a claim form. You will need to submit the claim form, along with any requested supporting documents – such as the completed and signed claim form, a copy of your receipt or monthly billing statement showing the rental purchase on your card, and written confirmation that the rental was primarily for business purposes, among others – no later than 100 days after the incident. You should receive payment from the Benefits Administrator within 15 days after receipt of all documents and the validation of your claim.
Yes, the Chase Ink Business Unlimited Card has an introductory purchase APR of 0% for 12 months after account opening. Once this intro period expires, any remaining balance on the Chase Ink Business Unlimited Card will be subject to the regular APR of 14.74% - 20.74% (V).
It’s important to remember that even though you don’t pay interest during 0% APR periods, you still must make timely minimum payments each month. You should also consider paying more than the minimum, since you’ll want to pay off the credit card balance before the regular APR kicks in. For help planning your payments, try out WalletHub’s … read full answerCredit Card Calculator.
Withdraw the cash and remove the credit card from the ATM.
Before you take out a Chase Ink Business Unlimited cash advance, it’s important to note that it is a very expensive transaction. For starters, a cash advance fee and a separate cash advance APR apply as soon as you withdraw the cash. There may be ATM-owner fees, too.
Ink Business Unlimited® Credit Card is a Visa, not a Mastercard. You can use your Chase Ink Business Unlimited Card at nearly 11 million merchants that accept Visa nationwide, and you can use it abroad in more than 200 countries and territories.
There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including … read full answerextensive worldwide acceptance. As a result, it’s more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.
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