How do I get the Chase Ink Cash referral bonus?

You can get a Chase Ink referral bonus by inviting other business owners to apply for any of the Ink Business credit cards: the Ink Business Preferred® Credit Card, the Ink Business Cash® Credit Card, the Ink Business Premier, and the Ink Business Unlimited® Credit Card. To invite people to apply for an Ink Business card, you must register online with Chase’s Refer-A-Business Program to receive a special link.... read full answer

If someone you refer is approved, you’ll receive 40,000 bonus points, worth $400 cash back (or $500 toward travel booked through Chase Ultimate Rewards with the Chase Ink Preferred). You’re eligible for five referral bonuses (200,000 points total) each calendar year.

How to get a Chase Ink referral bonus:

1. Register for the Refer-a-Business program.
   You can register online from the Refer-A-Business page or through the Chase mobile app.
   
   To register online, enter your name, zip code, and last 4 digits of your Ink Business card number. Then, click “Get Started”. You should see your referral link and a list of options for sharing the link. From the mobile app, log in with your Chase online username and password. You should see the “Refer friends” option. The next page will include the referral link and your sharing options.
2. Share your referral link.
   Once you click the “Copy Link” button, you can send your link through text, e-mail, or social media. You can always copy the referral link and e-mail it on your own. If you have a Facebook or Twitter account, you can post a general invitation link, too.
3. Wait for your referrals to be approved.
   When a referral is approved for the Ink Business card using your referral link, you’ll receive 40,000 bonus points. If they are denied, you won’t receive the bonus. Rejected applications do not count against your five annual referrals limit.
4. Collect and redeem your bonus points.
   Your bonus points will post to your Chase Ultimate Rewards account within 8 weeks of your referral’s application being approved. Because of privacy concerns, Chase will not disclose information on the application status(es) of any referral(s).

Points do not expire as long as your account stays open. You can refer people for any Chase Ink card, regardless of which one you own. But if they apply for any other Chase card, you won’t receive a bonus.

The Chase Ink referral bonus makes for a nice addition to the cards’ initial bonuses: $750 for spending $6,000 in the first 3 months with the Ink Cash card and the Chase Ink Business Unlimited card, $1,000 for spending $10,000 in the first 3 months with the Ink Business Premier, and 100,000 points for spending $15,000 in the first 3 months with the Chase Ink Preferred card.

To get a Chase Ink bonus, you must spend at least $6,000 within 3 months of opening an account. The bonus amount varies by card. Plus, you must not have earned a sign-up bonus on that same Ink card in the past 24 months. The Chase Ink account must also be in good standing for the bonus to be paid out.... read full answer

Keep in mind that Chase Ink bonuses will post to a cardholder’s account within 6 to 8 weeks after meeting the card’s initial spending requirements.

Popular Chase Ink Card Bonuses in 2023

Chase Ink Preferred offers 100,000 points for spending $15,000 in the first 3 months. Plus, you can earn 1 - 3 points per $1 spent on purchases. The card’s annual fee is $95.

Ink Business Premier offers $1,000 for spending $10,000 in the first 3 months. Plus, you can earn 2 - 5% cash back on purchases. The card’s annual fee is $195.

Ink Cash offers $750 for spending $6,000 in the first 3 months. Plus, you can earn 1 - 5% cash back on purchases. The card’s annual fee is $0.

Chase Ink Business Unlimited offers $750 for spending $6,000 in the first 3 months. Plus, you can earn 1.5% cash back on purchases. The card’s annual fee is $0.

Note that you can earn all three Chase Ink bonuses if you get approved for all three Chase Ink cards. However, you can’t earn a bonus on the same Chase Ink card twice, unless it’s been 24 months since you earned a bonus on that card.

Other Chase Ink Bonuses

There are also other Chase Ink bonuses that vary by card and include ongoing rewards for purchases at restaurants, gas stations, and office supply stores. Bonus rewards are also available for eligible travel purchases, shipping expenses, select advertising purchases, cable, internet, and phone services. There are also Chase Ink refer-a-friend bonus offers available.

The Chase Refer-a-Friend program rewards Chase cardholders with bonus cash back, points or miles when a friend applies for a Chase card with their personalized link and gets approved. Cardholders can earn bonuses for as many as five successful referrals per year, which can add up to hundreds of dollars in rewards.... read full answer

How to Get Your Chase Referral Bonus

1. Go to the Chase Refer-a-Friend page.
2. Fill in your last name, your ZIP code, and the last 4 digits of your Chase credit card number.
3. Click “Continue.”
4. See the credit cards you can get referral bonuses for.
5. Follow the instructions to generate a personalized link to give to friends.
6. Have a friend apply for a card using your link.
7. Receive your referral bonus if your friend gets approved.

What Determines Your Chase Credit Card Refer-a-Friend Bonus?

The Chase cards you have will determine which cards you can earn a referral bonus on. The amount and currency of the bonus you earn will depend on which of those credit cards your friend signs up for.

For example, when a friend uses your referral link to sign up for Chase Freedom Unlimited®, you receive $100 cash back when their application is approved. This can happen five times per year, earning you up to $500. The same scenario with the Chase Sapphire Preferred® Card will net you 15,000 bonus points per approved referral, up to a total of 75,000 points per year.

It’s worth noting that certain Chase co-branded cards give referral bonuses, too. But co-branded Chase cards will give the bonus in the card’s rewards currency, rather than Chase Ultimate Rewards points. For example, Southwest credit card referral bonuses give you Southwest points, and the Marriott Bonvoy credit cards give Marriott points.