For the Chase Ink card you will need a credit score of 700 or better, which means people with good credit or better have a shot at getting approved for a Chase Ink card. You must also provide proof of a business income sufficient enough to make at least the minimum amount due every month. Chase will review your personal credit history when you apply for the Ink Business Cash card, Preferred card, or Unlimited card. Take note that you’re personally liable for any debts on a Chase Ink account that the business is unable to pay.
If you’re approved for a Chase Ink card, a high Chase Ink card credit score offers additional advantages. Chase will take your credit score into account when it determines both your credit limit and your interest rate. So, the higher your credit score and credit history, the better chance you have of landing favorable terms upon approval.
The credit score you need for Chase Ink Cash is 700 or better. That means people with at least good credit have a shot at getting approved for this card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Ink Cash Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.… read full answer
Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait to apply until you meet the Ink Cash credit score requirement. You can check your credit score for free on WalletHub.
The Ink Business Preferred® Credit Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Chase Ink Preferred Card. Chase evaluates applications based on a review of the applicant’s personal credit history, since cardholders must personally pay off any debts the business cannot.… read full answer
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Chase Ink Preferred Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Chase Ink Preferred credit score requirement. You can check your credit score for free on WalletHub.
The Ink Cash benefits include extended warranty protection, rental car insurance, and purchase protection. Ink Cash also offers free cards with individual spending limits for employees. Check out the other benefits below.
Here are the Ink Cash benefits:
Travel and emergency assistance services. Call the Benefit Administrator for legal, medical, or other travel and emergency services. Note that you will be responsible for the cost of any goods or services obtained.… read full answer
Roadside dispatch. Includes 24/7 towing, tire changes, jump starts, fuel delivery, and lockout service. Roadside service fees will be provided when you call and will be billed to your card.
Business monitoring. Includes fraud protection, personalized account alerts and purchase protection.
Zero fraud liability. You won't be held responsible for unauthorized charges made with your card or account information.
Purchase Protection. Covers new purchases for 120 days against damage or theft, up to $10,000 per claim and $50,000 per account.
Auto Rental Collision Damage Waiver. Acts as primary coverage on vehicles rented for business purposes both domestically and abroad.
Extended Warranty Protection. Get an extra year on manufacturer warranties of three years or less.
Free employee cards. Set custom spending limits and earn rewards on employee purchases.
$0 annual fee.
0% APR for 12 months. This introductory rate applies to purchases. The card’s regular APR is 17.49% - 23.49% (V).
In addition, the Ink Cash Card offers $900 for spending $6,000 in the first 3 months. Plus, you can earn 5% cash back on the first $25,000 spent per year in combined purchases at office supply stores and on internet, cable and phone services; 2% cash back on the first $25,000 spent per year at gas stations and restaurants combined; and 1% back on all other purchases.
Keep in mind that you need at least good credit to get approved for the Ink Cash Card. If you’d like to know where you stand, you can check your score for free on WalletHub.
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