You can get the Chase Ink Preferred 100k bonus by referring 5 business owners to the card who all get approved. You’ll receive 20k bonus points for each, for a total of 100k points. That’s the only definite way to get the 100k bonus, but there’s another way that’s rumored on the internet.
Many people report having received a Chase Ink Preferred 100k bonus offer, for spending $5,000 in the first 3 months, when they applied at a Chase branch. But that’s a limited-time promotional offer, and you can’t count on it being available. The most recent reports of it seem to be from 2018.
It’s still worth a call to your local Chase Bank branch, though. And even if that deal isn’t available, the current online offer of 100,000 points for spending $5,000 in the first 3 months is still pretty great. That’s worth $1,000 in travel through Chase Ultimate Rewards.
How to get the Chase Ink Preferred 100k bonus:
- Go to the Chase Ink Business Preferred Refer-A-Business page.
- Enter your last name, zip code and the last 4 digits of your card.
- Click “Get Started.” Chase will give you a referral link to email or post on social media.
- Wait for fellow business owners to apply and get approved.
You will earn 20k points for each person who uses your link to apply and is approved, up to 5 approvals per year. That’s up to 100k points every single year, worth $1,250 toward travel through Chase Ultimate Rewards.
Even if you only get the normal initial bonus of 100,000 points, you can still earn up to 180k points total during your first year as a cardholder when you factor in referrals. That’s $2,250 in travel from Chase Ultimate Rewards, which will pay for your $95 annual fee for over 23 years.