Is the Chase Ink Preferred 120K bonus offer still available?

To get the Chase Ink Preferred Credit Card sign-up bonus, new cardholders must spend $15,000 within the first 3 months of opening an account. The Credit Card bonus is 100,000 points.

Keep in mind, however, that you will not be eligible for this introductory bonus if you currently have the Chase Ink Preferred Credit Card, regardless of whether you previously received the bonus. You also may not be eligible if you recently earned the bonus.... read full answer

In addition to the sign-up bonus, the Chase Ink Preferred Credit Card offers 1 - 3 points per $1 on purchases. Its annual fee is $95, and you need good credit to get approved for the card.

To get a Chase Ink bonus, you must spend at least $6,000 within 3 months of opening an account. The bonus amount varies by card. Plus, you must not have earned a sign-up bonus on that same Ink card in the past 24 months. The Chase Ink account must also be in good standing for the bonus to be paid out.... read full answer

Keep in mind that Chase Ink bonuses will post to a cardholder’s account within 6 to 8 weeks after meeting the card’s initial spending requirements.

Popular Chase Ink Card Bonuses in 2023

Chase Ink Preferred offers 100,000 points for spending $15,000 in the first 3 months. Plus, you can earn 1 - 3 points per $1 spent on purchases. The card’s annual fee is $95.

Ink Business Premier offers $1,000 for spending $10,000 in the first 3 months. Plus, you can earn 2 - 5% cash back on purchases. The card’s annual fee is $195.

Ink Cash offers $750 for spending $6,000 in the first 3 months. Plus, you can earn 1 - 5% cash back on purchases. The card’s annual fee is $0.

Chase Ink Business Unlimited offers $750 for spending $6,000 in the first 3 months. Plus, you can earn 1.5% cash back on purchases. The card’s annual fee is $0.

Note that you can earn all three Chase Ink bonuses if you get approved for all three Chase Ink cards. You just can’t earn a bonus on the same Chase Ink card twice, unless it’s been 24 months since you earned a bonus on that specific card.

Other Chase Ink Bonuses

There are also other Chase Ink bonuses that vary by card and include ongoing rewards for purchases at restaurants, gas stations, and office supply stores. Bonus rewards are also available for eligible travel purchases, shipping expenses, select advertising purchases, cable, internet, and phone services. There are also Chase Ink refer-a-friend bonus offers available.

The best Chase credit card signup bonus is the Chase Sapphire Preferred® Card’s offer of 60,000 bonus points for spending $4,000 in the first 3 months. Those bonus points are worth $750 when redeemed for travel through Chase Ultimate Rewards. The initial bonus alone pays for Chase Sapphire Preferred’s $95 annual fee for more than 7 years.

Best Chase credit card signup bonus offers:

Initial Bonus: 60,000 bonus points for spending $4,000 in the first 3 months, worth $750 when redeemed for travel through Chase Ultimate Rewards

Ongoing Rewards: 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases

Annual Fee: $95

Min. Credit Required: Good credit

Initial Bonus: 60,000 bonus points for spending $4,000 in the first 3 months, worth $900 in travel through Chase Ultimate Rewards

Ongoing Rewards: a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases

Annual Fee: $550

Min. Credit Required: Excellent credit

Initial Bonus: $200 for spending $500 in the first 3 months

Ongoing Rewards: 5% cash back on up to $1,500 spent per quarter in bonus categories (which change every quarter and require activation), 5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1% back on all other purchases

Annual Fee: $0

Min. Credit Required: Good credit

Initial Bonus: 175,000 points for spending $3,000 in the first 3 months, worth $1,225 when redeemed for hotel reservations

Ongoing Rewards: 10 points per $1 spent at IHG hotels, 5 points per $1 at gas stations, restaurants and on travel, as well as 3 points per $1 on all other purchases

Annual Fee: $99

Min. Credit Required: Good credit

Initial Bonus: 50,000 miles for spending $3,000 in the first 3 months, worth $595 when redeemed for airfare

Ongoing Rewards: 2 miles per $1 spent with United, restaurants, hotels and eligible delivery services, and 1 mile per $1 spent on all other purchases

Annual Fee: $0 intro 1st yr, $95 after

Min. Credit Required: Good credit

Initial Bonus: 100,000 points for spending $15,000 in the first 3 months, worth $1,250 toward travel when redeemed through Chase Ultimate Rewards

Ongoing Rewards: 3 points per $1 on the first $150,000 spent per year on travel and select business expenses, and 1 point per $1 on all other purchases

Annual Fee: $95

Min. Credit Required: Good credit

As you can see, many of these cards have annual fees. But by taking advantage of their initial bonuses and extra benefits, you should be able to more than make up for that.