Sue Patterson, WalletHub Analyst
@sweetsue
You can submit a Chase Ink Preferred application online from the Chase website. Sign in to your Chase online account, if you already have one, or click the green “Apply as a Guest” button. Once you’ve reached the online application, enter your full name, Social Security number or Tax ID number, birthdate and e-mail address. If you’re an existing accountholder, Chase will list your personal info at the top of the application. All applicants must include a physical address and their total gross annual income.
Next, you will need to complete the Business Info section on the Chase Ink Preferred application. This includes the business structure (sole proprietorship, for example) along with the business’s legal name and number of employees. Your Tax ID or Employer ID number and annual business revenue are required, too. You will also have the option to add any employee cards to the account. Check the box at the bottom of the application to say that you agree to the card’s certifications, which state, among other things, that you will use the account for business purposes only and that you will be held personally liable for all balances charged to the account. Click the “Submit” button and you should receive a decision in just a few seconds. If you’re approved, you will receive your new card within 7-10 business days.
If you do not get an immediate decision, you’ll receive a status update e-mail within 7-10 days notifying you whether the application is approved, denied or pending. For pending applications, the e-mail will let you know if you need to submit additional documents or correct any missing or inaccurate information on the application. If the application is denied, Chase will mail you a letter detailing the reason(s) why.

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