What are the Chase Ink Preferred bonus categories? This question is about the Ink Business Preferred® Credit Card

The Chase Ink Preferred bonus categories are travel, shipping, advertising purchased on social media sites and search engines, internet, cable and phone services. Cardholders earn 3 points / $1 spent in these bonus categories, up to a combined $150,000 spent every year. All other purchases net 1 point / $1. Points never expire as long as your Chase Ink Preferred account remains open and in good standing. Here are the Chase Ink Preferred bonus categories: Travel: Broad category including everything from airlines to hotels, motels, timeshares, cruise ships, car rentals, limousines, toll roads and more. Tourist attractions and boat rentals are among the purchases that will not earn rewards. Shipping: Purchases are limited to specialized merchants such as couriers and freight shipping companies. Purchases at office supply stores that also mail packages do not qualify as shipping. Internet, Cable and Phone Services: Related equipment purchases not included. Bill payments that are not classified by the merchant in the applicable service category not included (e.g.: phone bill payments in a store classified as a telephone equipment store). Social media and search engine advertising: Purchases must be made directly from the specific platform. Subscription or app purchases are not included. Chase Ink Preferred rewards are worth 25% more when you redeem them for travel through Chase Ultimate Rewards.

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What are the Chase Ink Preferred bonus categories?

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This question is about the Ink Business Preferred® Credit Card

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Bogdan Roberts, Credit Cards Moderator

@bogdan_roberts • 05/13/22 This answer was first published on 05/07/21 and it was last updated on 05/13/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Chase Ink Preferred bonus categories are travel, shipping, advertising purchased on social media sites and search engines, internet, cable and phone services. Cardholders earn 3 points / $1 spent in these bonus categories, up to a combined $150,000 spent every year. All other purchases net 1 point / $1. Points never expire as long as your Chase Ink Preferred account remains open and in good standing.

Here are the Chase Ink Preferred bonus categories:

Travel: Broad category including everything from airlines to hotels, motels, timeshares, cruise ships, car rentals, limousines, toll roads and more. Tourist attractions and boat rentals are among the purchases that will not earn rewards.
Shipping: Purchases are limited to specialized merchants such as couriers and freight shipping companies. Purchases at office supply stores that also mail packages do not qualify as shipping.
Internet, Cable and Phone Services: Related equipment purchases not included. Bill payments that are not classified by the merchant in the applicable service category not included (e.g.: phone bill payments in a store classified as a telephone equipment store).
Social media and search engine advertising: Purchases must be made directly from the specific platform. Subscription or app purchases are not included.

Chase Ink Preferred rewards are worth 25% more when you redeem them for travel through Chase Ultimate Rewards.

Answer Question

What are the Chase categories for credit card rewards?

The Chase categories for bonus credit card rewards are travel, wholesale clubs, dining and streaming services, depending on the card. When cardholders make purchases that qualify for their Chase card’s bonus categories, they earn extra rewards compared to the card’s base rewards rate.

Chase Credit Card Categories for Bonus Rewards

… read full answer

Chase Freedom Flex℠: Rotating categories that change every quarter and require activation, travel purchased through Chase, dining (including eligible delivery services) and drugstore purchases

Chase Sapphire Preferred® Card: Dining (including eligible delivery services) and travel

Chase Sapphire Reserve®: Travel and dining at restaurants (including eligible delivery services)

Bank of America® Premium Rewards® Elite Credit Card: Travel purchased through Chase, dining (including eligible delivery services) and drugstore purchases

Whether a purchase falls into a card’s bonus categories depends on “Merchant Category Codes,” which are assigned by the major credit card networks to merchants based on what kind of business they conduct. So, if a merchant has the MCC for “travel,” for example, purchases made at that merchant with cards that include “travel” as a bonus category will earn bonus rewards.

If you’re looking to get a rewards credit card from Chase, it’s a good idea to pick a card that offers the opportunity to earn bonus rewards in your most frequent purchase categories.

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How do I get the Chase Ink bonus?

To get a Chase Ink bonus, you must spend at least $6,000 within 3 months of opening an account. Plus, you must not have earned a sign-up bonus on that same Ink card in the past 24 months. The Chase Ink account must also be in good standing for the bonus to be paid out.… read full answer

Chase Ink Bonuses by Card

Ink Business Cash® Credit Card: $900 for spending $6,000 in the first 3 months.

Ink Business Unlimited® Credit Card: $900 for spending $6,000 in the first 3 months.

Ink Business Preferred® Credit Card: 100,000 points for spending $15,000 in the first 3 months.

Keep in mind that Chase Ink bonuses will post to a cardholder’s account within 6 to 8 weeks after meeting the card’s initial spending requirements.

Take note that you can earn all three Chase Ink bonuses if you get approved for all three Chase Ink cards. However, you can’t earn a bonus on the same Chase Ink card twice, unless it’s been 24 months since you earned a bonus on that card.

Other Chase Ink Bonuses

Other Chase Ink bonuses include ongoing bonus rewards-earning rates for purchases at restaurants, gas stations and office supply stores. Bonus rewards are also available for eligible travel purchases, shipping expenses, select advertising purchases, and cable, internet and phone services. There are also Chase Ink refer-a-friend bonus offers available.

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Is Chase Ink Preferred Card a cash back credit card?

No, the Ink Business Preferred® Credit Card is not a cash back credit card. Although the Chase Ink Preferred does not offer cash back, it does have rewards, giving 1 - 3 points per $1 spent on purchases. The Chase Ink Preferred Card also has a $95 annual fee.

There are plenty of other cash back credit cards to consider, though. You can start your search with WalletHub’s editors’ picks for the … read full answer best cash back credit cards on the market. It’s good to compare multiple options before submitting an application, to ensure that you get the most bang for your buck.

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