To check your Chase Ink Preferred Card balance, log in to your Chase account online or call credit card customer service at 1-800-432-3117. It’s also possible to check your Chase Ink Preferred Card balance through the Chase app or by texting “bal” to 24273.
How to Check Your Chase Ink Preferred Card Balance
Online: Log in to your Chase account to see your Chase Ink Preferred card’s balance.
By Phone: Call 1-800-432-3117 and follow the prompts to have the automated system read your current balance.
By App: Log in to the Chase app. Your credit card balance will be shown on the home screen.
By Text Message: Text “bal” to 24273. If you haven’t already, you’ll need to log in to the Chase website and enroll in text banking for this to work.
It’s a good idea to keep an eye on your Chase Ink Preferred Card balance. If your balance seems higher than it should be, take a moment to look over your recent transactions for anything out of the ordinary.
The Chase Ink Preferred annual fee is $95. This card’s annual fee is higher than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the Ink Business Preferred® Credit Card, either.
Chase Ink Preferred Fees
Annual Fee: $95
Cash Advance Fee: Either $15 or 5% of the amount of each transaction, whichever is greater.
Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
Keep in mind that an annual fee is a common charge with high-tier rewards cards. This card offers 100,000 points for spending $15,000 in the first 3 months. Plus, you can earn 3 points per $1 on the first $150,000 spent per year on travel and select business expenses, and 1 point per $1 on all other purchases. So, Chase charges an annual fee for this card to help offset the cost of these perks.
No, the Ink Business Preferred® Credit Card is not a cash back credit card. Although the Chase Ink Preferred does not offer cash back, it does have rewards, giving 1 - 3 points per $1 spent on purchases. The Chase Ink Preferred Card also has a $95 annual fee.
There are plenty of other cash back credit cards to consider, though. You can start your search with WalletHub’s editors’ picks for the ... read full answerbest cash back credit cards on the market. It’s good to compare multiple options before submitting an application, to ensure that you get the most bang for your buck.
The Ink Business Preferred® Credit Card interest rate is 20.49% - 25.49% (V), with the actual rate depending on factors such as your income, credit history and existing debt. This Chase Ink Preferred card interest rate is variable, meaning it can change based on certain economic conditions.
Chase Ink Preferred gives you a 20-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Chase Ink Preferred card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.... read full answer
In addition to the regular interest rate, Chase Ink Preferred also charges a separate 29.49% (V) interest rate on cash advances and a penalty rate for late payments. All Chase Ink Preferred card interest rates will be listed on your statement and on your online account summary.
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