How do I get a Chase Ink referral bonus?

Question

The best cash bonus credit card offer is the Blue Cash Preferred® Card from American Express. New cardholders can now earn a $350 statement credit for spending $3,000 in the first 6 months. Blue Cash Preferred also comes with extensive ongoing rewards: 1 - 6% cash back.

There are many cash bonus credit cards that offer you money for meeting a spending requirement in the first few months. These cards are a good way to get a hefty rebate on your purchases at the start, especially if they also have … read full answer no annual fee. But it’s important to remember that initial bonuses are just that – initial. You’ll want to choose a card that provides great everyday perks even after you earn the bonus.

Here are some of the best cash bonus credit cards:

Card Name	Initial Bonus Offer	Ongoing Rewards
Blue Cash Preferred® Card from American Express	$350 statement credit for spending $3,000 in the first 6 months	6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases, earned as statement credits
Capital One Savor Cash Rewards Credit Card	$300 for spending $3,000 in the first 3 months	5% cash back on hotels and rental cars booked through Capital One Travel, 4% cash back on dining, entertainment and popular streaming services, 3% back at grocery stores and 1% back on all other purchases (except for 8% back on tickets from Vivid Seats and on Capital One Entertainment purchases)
Capital One Quicksilver Cash Rewards Credit Card	$200 for spending $500 in the first 3 months	5% cash back on hotel and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases
Wells Fargo Active Cash® Card	$200 cash rewards after spending $1,000 in the first 3 months	2% cash rewards
Chase Freedom Unlimited®	N/A	5% cash back on travel through Chase, 3% back at restaurants and drugstores, and 1.5% back on all other purchases (plus an additional 1.5% cash back on everything, up to $20,000 spent the first year)
Ink Business Cash® Credit Card	$750 for spending $7,500 in the first 3 months	5% cash back on the first $25,000 spent per year in combined purchases at office supply stores and on internet, cable and phone services; 2% cash back on the first $25,000 spent per year at gas stations and restaurants combined; and 1% back on all other purchases

Some cash bonus credit cards offer the same rate on all purchases. Other cards give even higher earning rates in certain bonus categories – for example, gas or groceries. And others, such as the Bank of America® Customized Cash Rewards credit card and the Citi Custom Cash℠ Card, allow you to customize your reward categories.

Ultimately, the best cash back credit card is the one that fits your individual needs – if your spending is more even-keeled and you don’t want to worry about categories, a flat-rate cash back credit card will be the better option. Otherwise, pick the one that rewards you most in your largest spending categories.

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Answer 1 · 2022-04-11 07:11:41

Maria Adams, Credit Cards Moderator

@m_adams • 04/11/22 This answer was first published on 04/02/21 and it was last updated on 04/11/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can get a Chase Ink referral bonus by inviting other business owners to apply for any of the Ink Business credit cards; the Ink Business Preferred® Credit Card, the Ink Business Cash® Credit Card card, and the Ink Business Unlimited® Credit Card. To invite people to apply for an Ink Business card, you must register online with Chase’s Refer-A-Business Program to receive a special link.

If someone you refer is approved, you’ll receive 20,000 bonus points, worth $200 cash back (or $250 toward travel booked through Chase Ultimate Rewards with the Chase Ink Preferred). You’re eligible for five referral bonuses (100,000 points total) each calendar year.

How to get a Chase Ink referral bonus:

Register for the Refer-a-Business program
You can register online from the Refer-A-Business page or through the Chase mobile app.

Online, enter your name, zip code and last 4 digits of your Ink Business card number. Then, click “Get Started.” You should see your referral link and a list of options for sharing the link.

From the mobile app, log in with your Chase online username and password. You should see the “Refer friends” option. The next page will include the referral link and your sharing options.
Share your referral link
Once you click the “Copy Link” button, you can send your link through text, e-mail or social media. You can always copy the referral link and e-mail it on your own. If you have a Facebook or Twitter account, you can post a general invitation link, too.
Wait for your referrals to be approved
The application deadline is set for later than the last day you can refer to allow the individual time to consider the offer. When a referral is approved for the Ink Business card using your referral link, you’ll receive 20,000 bonus points. If they are denied, you won’t receive the bonus. Rejected applications do not count against your five annual referrals limit.
Collect and redeem your bonus points
Your bonus points will post to your Chase Ultimate Rewards account within two months of your referral’s application being approved. Because of privacy concerns, Chase will not disclose information on the application status(es) of any referral(s).

Points do not expire as long as your account stays open. You can only refer people for the Chase card you own. If you refer them for the Ink Business card and they apply for another Chase card, you won’t receive a bonus.

The Chase Ink referral bonus makes for a nice addition to the cards’ initial bonuses: $750 after spending $7,500 within 3 months with the Ink Cash card and the Chase Ink Business Unlimited, and 100,000 points if you spend at least $15,000 in the first 3 months from account opening with the Chase Ink Preferred card.

How do I get a Chase Ink referral bonus?

Maria Adams, Credit Cards Moderator

How to get a Chase Ink referral bonus:

Ink Business Cash® Credit Card

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