How do I redeem Chase Ink rewards for gift cards? This question is about Chase Business Cards

How do I redeem Chase Ink rewards for gift cards?

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This question is about Chase Business Cards

Rhonda Stewart, WalletHub Loans Analyst

@rhonda • 10/06/20 This answer was first published on 10/06/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Chase Ink rewards can be redeemed for gift cards at a rate of 1 cent per point. Cardholders simply need to log into their Chase Ink account online and visit the Chase Ultimate Rewards portal to redeem points for gift cards from Hulu, Home Depot, Chili’s, Sephora and Target, among other retailers.

Each type of gift card will have a minimum threshold for redemptions. For example, Target gift card redemptions start at $10 (1,000 points), while Home Depot redemptions start at $25 (2,500 points). Sometimes, there are promotional gift card “sales” during which cardholders can redeem their Ink rewards for gift cards at a higher value than 1 cent per point.

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Can you buy gift cards with Chase Freedom points?

Yes, you can buy gift cards with Chase Freedom points, at a rate of 1 cent per point. You can only redeem for certain gift card denominations, such as 2,500 points for a $25 gift card. But Chase sometimes offers discounts on select gift cards, so you can get even more value than 1 cent per point.

How to use Chase Freedom points for gift cards:

Through your online account: To redeem your...

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What are Chase Ink Cash points?

Despite being called Chase Ink Cash, this card actually gives points that you can redeem for cash at a rate of 1 cent per point. You and authorized users on your card earn Chase Ink Cash points when you make purchases. You’ll earn 5 points per $1 on the first $25,000 spent per year on office supplies and phone, internet and cable TV services. You also earn 2 points per $1 on gas and dining,...

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How much are Chase points worth?

Chase points are worth 1 cent per point in most cases. The main exceptions are points earned with the Chase Sapphire Preferred, Sapphire Reserve and Ink Business Preferred cards, which are worth 25% to 50% more when redeemed for travel through Chase Ultimate Rewards.

Chase Points Value by Redemption Method

Redemption Method	Average Point Value	Value of 1,000 Points
...	1.5 cents	$15

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