Chase does not give instant issue cards most of the time. The only exceptions are the co-branded Southwest Airlines Rapid Rewards credit cards. You can instantly use them if you book a flight through the airline’s website and apply for the card during checkout. If approved, you can only pay for the single flight before the card arrives. In all other cases, you may receive an instant decision when you apply online for any Chase card. But you will not know your card number until you receive your card by mail. If you are approved, it takes around 7-10 business days for the card to arrive.
Chase discontinued instant-issue debit cards in 2017. Introduced in 2012, this service allowed customers who lost their debit cards to print a replacement card instantly at about 2,500 Chase branches nationwide. Chase cancelled the service following a surge in fraud related to printed debit cards. Chase now replaces lost debit cards only by mail. Debit cards typically take at least 5 business days to arrive. Chase does offer expedited delivery, in 2-3 business days, but there’s a $5 fee.
Although Chase no longer offers instant issue debit cards, there are a few major banks and credit unions that do. Wells Fargo, Navy Federal, and PNC, and others will print your debit card in the branch the day you sign up for an account. Not only will you have your debit card in minutes instead of days, you’ll have immediate access to your funds without having to use any starter checks.