No, Chase does not usually give instant issue cards. The only exceptions are some co-branded credit cards; you can instantly use them for a purchase made with the retailer. However, you can still use your new credit card online or in store right after approval with the “Spend Instantly” feature. This option allows you to add your virtual card to a digital wallet right away. Some co-branded credit cards are not eligible.
In all other cases, you may receive an instant decision when you apply online for any Chase card. But you will not know your physical card number until you receive your card by mail. If you are approved, it takes around 7-10 business days for the card to arrive.
Here’s how to add your Chase virtual card to a digital wallet:
Using the Chase Mobile app, choose the card you want to add, scroll down to “Account Services” and then select “Digital Wallets.”
Choose from your list of available digital wallets, including Apple Pay, Google Pay and Samsung Pay.
Select your new card.
Once the card has been added to your wallet, you can use it right away.
As for debit cards, Chase no longer offers instant issue cards and it typically takes 3- 5 business days for them to arrive. However, there are a few major banks and credit unions that do. Navy Federal, PNC, and others will print your debit card in the branch the day you sign up for an account. Not only will you have your debit card in minutes instead of days, you’ll have immediate access to your funds without having to use any starter checks.
No, Chase does not give temporary credit cards. But you can still use your credit card before it arrives with the “Spend Instantly” feature. This option allows you to add your card to a digital wallet right away. Some co-branded credit cards are not eligible.
A temporary credit card comes with a disposable card number, expiration date, and security code you can use in place of your actual credit card information. Because of that, temporary credit cards are a secure tool for making purchases from online merchants.… read full answer
Alternative Options to Chase Temporary Credit Cards
If you wish to avoid using your real credit card information when shopping online, you can link your Chase account to a digital payment service. Some good examples include PayPal and Click to Pay. These digital wallets don't share your credit card number with the merchant when you make a purchase. So, you can shop online without ever giving your real card information to the seller.
Unfortunately, Chase does not offer virtual credit card numbers, and there are currently no indications this will change anytime soon. Even though Chase does not offer virtual card numbers, Chase cardholders can still get a virtual credit card through the payment system Click to Pay.
Click to Pay was started in late 2019 as a collaborative virtual payment service between the … read full answermajor credit card networks (Visa, Mastercard, American Express, etc.). It is similar to the virtual credit card benefits offered by many card issuers, but it’s open to any credit card on the top four card networks. Therefore, even though Chase does not offer virtual credit cards directly, you can still get a virtual card number for a Chase credit card through Click to Pay in order to have an added layer of security for online purchases.
It takes 7-10 business days to get a credit card from Chase once your application has been approved. But you can get it in 1-2 business days if you ask for expedited delivery, at no extra cost. It’s also worth noting that you may receive a decision instantly after approval, however it can sometimes take up to 30 days to receive a response.… read full answer
Getting a replacement credit card from Chase takes 3-5 business days, in most cases. But, again, you can ask for free expedited delivery and get your card in 1-2 business days.
Chase Credit Card Approval and Delivery Timeframe
New Credit Card: 7-10 business days after approval (1-2 business days expedited for free).
Replacement Credit Card: 3-5 business days (1-2 business days expedited for free).
Online Approval: You may get an instant decision when you apply for a Chase credit card. However, it can take up to 30 days for Chase to make a ruling in some cases. You can check the status of your Chase credit card application over the phone at (888) 338-2586.
Mailed Applications: You’ll get a decision within 7-10 business days of Chase receiving your application.
Chase’s credit card approval and delivery timeframes are pretty standard. The fastest way to get a Chase credit card in your hands is by applying online and requesting expedited delivery. You can also call Chase for free expedited delivery once approved.
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