How do Chase instant issue cards work?

Question

It takes 7-20 business days to get a credit card from Chase, from the time you apply to when you get your Chase card in the mail. It can take up to 10 business days to receive an application decision, though it’s possible you’ll be approved instantly if you apply online. And it usually takes 7-10 business days to get a Chase credit card in the mail after approval. But you can get it in 1-2 business days if you ask for expedited delivery. It’s free.… read full answer

Getting a replacement credit card from Chase takes 3-5 business days, in most cases. But, again, you can ask for free expedited delivery and get your card in 1-2 business days.

Here’s how long it takes to get a credit card from Chase:

New Credit Card: 7-10 business days after approval (1-2 business days expedited for free).

Replacement Credit Card: 3-5 business days (1-2 business days expedited for free).

Online Approval: Instant approval is possible when you apply for a Chase credit card online. Otherwise, you’ll get a decision within 7-10 business days. You can check the status of your Chase credit card application online, too.

Mailed Applications: You’ll get a decision within 7-10 business days of Chase receiving your application.

Chase’s credit card approval and delivery timeframes are pretty standard. The fastest way to get a Chase credit card in your hands is to apply online.

Consider checking your credit score and using Chase’s pre-qualification tool to make sure you have good approval odds. You can also call Chase for free expedited delivery once approved.

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Answer 1 · 2019-06-11 08:43:59

ELIJAH NASH, Annuity Wholesaler

@EliEliO06/11/19

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Chase does not give instant issue cards most of the time. The only exceptions are the co-branded Southwest Airlines Rapid Rewards credit cards. You can instantly use them if you book a flight through the airline’s website and apply for the card during checkout. If approved, you can only pay for the single flight before the card arrives. In all other cases, you may receive an instant decision when you apply online for any Chase card. But you will not know your card number until you receive your card by mail. If you are approved, it takes around 7-10 business days for the card to arrive.

Chase discontinued instant-issue debit cards in 2017. Introduced in 2012, this service allowed customers who lost their debit cards to print a replacement card instantly at about 2,500 Chase branches nationwide. Chase cancelled the service following a surge in fraud related to printed debit cards. Chase now replaces lost debit cards only by mail. Debit cards typically take at least 5 business days to arrive. Chase does offer expedited delivery, in 2-3 business days, but there’s a $5 fee.

Although Chase no longer offers instant issue debit cards, there are a few major banks and credit unions that do. Wells Fargo, Navy Federal, and PNC, and others will print your debit card in the branch the day you sign up for an account. Not only will you have your debit card in minutes instead of days, you’ll have immediate access to your funds without having to use any starter checks.

Answer 2 · 2019-06-18 17:33:46

James Bronzz, Working on my CPA

@jbronz06/18/19

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I had an instant "issue" with chase when I saw their new Kevin Hart ad campaign LOL!

How do Chase instant issue cards work?

ELIJAH NASH, Annuity Wholesaler

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James Bronzz, Working on my CPA

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