Keep in mind that although metal credit cards look cool, you shouldn’t apply for a card just because it’s made of metal. You should make sure that any metal credit card you get also has worthwhile perks and is a card that fits your individual needs and budget.
The best Chase metal credit card is the Chase Sapphire Preferred® Card. This card is made of metal with a blue finish, weighs 13 grams, and offers 60,000 points as an initial rewards bonus. Cardholders also earn 1 - 5 points per $1 spent on purchases. At $95, the annual fee isn’t too bad, either, considering all the rewards you get in return.
Chase has more metal credit cards than any other issuer (Amex is up there too). All of Chase’s metal credit card offers require at least good credit for approval, and some you need excellent credit to get.
Yes, Chase Sapphire Reserve® is a metal card. There’s no plastic version, so there’s no need to specifically request the card in metal when you apply. That’s what you’ll automatically get if you’re approved for an account. While many people like the feel and aesthetic of metal cards, or see them as status symbols, those are the only benefits. Metal won’t save you more money or keep your account any safer.… read full answer
Plus, the Chase Sapphire Reserve® card costs $550 every year. So you really need to decide whether its terms make it worthwhile for you, metal aside. Let’s go through Reserve’s perks other than a cool design to help you make the right call.
Here’s why to get the Chase Sapphire Reserve metal card:
50,000 points bonus for spending $4,000 in the first three months
$300 annual travel credit
Earn a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases
1.5 cents a point (50% extra) when you redeem through Chase’s travel website.
You don’t have to do anything special to get the Chase Sapphire Reserve® metal card once you’re approved. But whether you should apply in the first place depends on how much you travel. It’s mostly frequent flyers who will get enough value out of the Chase rewards program to make the $550 worth it. If that’s the case for you, the metal card is just the icing on the cake.
Most Chase credit card designs are a default theme given to every customer who’s approved. There’s no way to customize them, but some Chase cards are very eye-catching anyway. The Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® card are made of metal, for instance. Chase cards that are co-branded with travel providers or other businesses also have that company’s logo on them.… read full answer
You can only customize two credit cards issued by Chase: the Disney Rewards Credit Card and the Disney Premier Credit Card. There are 11 Disney and Star Wars Chase credit card designs to choose from, including Darth Vader, Mickey & Pals, Tinkerbell and Chewbacca. You can choose your design when applying or when requesting a free replacement card. You can change designs as often as you’d like by making the request online or calling Chase customer service at (800) 300-8575.
You don’t have to do anything special to get the Capital One Venture metal card. All new cardholders who are approved for Capital One Venture will receive the metal version. This is a special promotion that’s been going since February 15, 2017. Capital One has not yet announced an end date.… read full answer
Here’s how to get the Capital One Venture metal card:
If you’re a new applicant: Just apply for the Capital One Venture card. If you are approved, the credit card that you will receive will be metal.
If you’re an existing cardholder: Ask for a metal replacement. Call the number on the back of your card and ask if you’re eligible for the metal version. Some people aren’t, due to things like missed payments in the past. But if you are, you can order a replacement, which should arrive in 7-10 business days.
There’s no difference in rates, fees or the way you use the metal card vs. the plastic one. But naturally, the metal one feels a bit more prestigious. Metal credit cards are typically the cards with the highest annual fees and the best benefits. That being said, don’t worry too much about what your credit card is made of. It’s just a tool for making purchases, and its terms are what really matter.
If you’re keen on getting a metal credit card and don’t want to pay hundreds of dollars in annual fees, this is a great option. Capital One Venture comes with excellent rewards: 2 miles per $1 spent, along with 60,000 miles bonus for spending $3,000 during the first 3 months your account is open.
It’s also important to note that although Capital One hasn’t announced an end date for the Capital One Venture metal cards, this promotion could end at any time.
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