The best Chase metal credit card is the Chase Sapphire Preferred® Card. This card offers 60,000 bonus points for spending $4,000 in the first 3 months. Plus, you can earn 1 - 5 points per $1 spent on purchases. The card’s annual fee is $95 and it requires at least good credit for approval.
Keep in mind that although metal credit cards look cool, you shouldn’t apply for a card just because it’s made of metal. You should make sure that any metal credit card you get also has worthwhile perks and is a card that fits your individual needs and budget.
Ultimately, feel free to also check out WalletHub’s recommendations for the best metal credit cards on the market, to see which one suits your needs.
Yes, Chase Sapphire Reserve® is a metal card. There’s no plastic version, so there’s no need to specifically request the card in metal when you apply. That’s what you’ll automatically get if you’re approved for an account.
It is worth noting that the Chase Sapphire Reserve card’s annual fee is $550. So, you really need to decide whether its terms make it worthwhile for you, metal aside. Let’s go through Chase Sapphire Reserve’s perks to help you make the right call.… read full answer
Here’s why you should get the Chase Sapphire Reserve card:
Initial bonus: 60,000 bonus points for spending $4,000 in the first 3 months.
Annual travel credit: You will receive a $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
Ongoing rewards: With this card, you can earn a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases.
Travel insurance: Chase Sapphire Reserve gives travel accident insurance, trip cancellation/interruption insurance, trip delay reimbursement, baggage delay insurance, and more.
Other perks: You have access to 1,300+ airport lounges worldwide after enrolling in Priority Pass Select (one-time enrollment). Plus, you’ll also receive up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck.
Keep in mind that you shouldn’t apply for the Chase Sapphire Reserve card just because it’s made of metal. Whether you should apply for the Chase Sapphire Reserve depends on how much you travel. That’s because frequent flyers will get enough value out of the Chase Sapphire Reserve perks to make the card’s annual fee worth it. If that’s the case for you, the metal card is just the icing on the cake.
There are only a couple of Chase co-branded credit cards that offer several designs to choose from. You can choose your design when applying or when requesting a free replacement card. You can change designs as often as you’d like by making the request online or by calling Chase customer service at (800) 300-8575.
Unfortunately, you cannot get the Capital One Venture metal card. This card is made of plastic. However, Capital One Venture is considered one of the best travel credit cards on the market. Cardholders earn 2 - 5 miles per $1 spent, along with an initial bonus of 75,000 miles for spending $4,000 in the first 3 months.
Naturally, the metal cards feel a bit more prestigious. It’s worth noting, though, that metal credit cards are typically the cards with the highest annual fees and the best benefits. That being said, don’t worry too much about what your credit card is made of. It’s just a tool for making purchases, and its terms are what really matter.… read full answer
All these cards offer nice initial bonuses and high rewards rates, among other things. You can also take a look at our editors’ latest picks for the best metal credit cards on the market to weigh your options.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.