What's the best Chase metal credit card?

Yes, Chase Sapphire Reserve® is a metal card. There’s no plastic version, so there’s no need to specifically request the card in metal when you apply. That’s what you’ll automatically get if you’re approved for an account.

It is worth noting that the Chase Sapphire Reserve card’s annual fee is $550. So, you really need to decide whether its terms make it worthwhile for you, metal aside. Let’s go through Chase Sapphire Reserve’s perks to help you make the right call.… read full answer

Here’s why you should get the Chase Sapphire Reserve card:

• Initial bonus: 60,000 bonus points for spending $4,000 in the first 3 months.
• Annual travel credit: You will receive a $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Ongoing rewards: With this card, you can earn a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases.
• Travel insurance: Chase Sapphire Reserve gives travel accident insurance, trip cancellation/interruption insurance, trip delay reimbursement, baggage delay insurance, and more.
• Other perks: You have access to 1,300+ airport lounges worldwide after enrolling in Priority Pass Select (one-time enrollment). Plus, you’ll also receive up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck.

Keep in mind that you shouldn’t apply for the Chase Sapphire Reserve card just because it’s made of metal. Whether you should apply for the Chase Sapphire Reserve depends on how much you travel. That’s because frequent flyers will get enough value out of the Chase Sapphire Reserve perks to make the card’s annual fee worth it. If that’s the case for you, the metal card is just the icing on the cake.

You should also remember that the Chase Sapphire Reserve card is not the only metal option out there. Chase Sapphire Preferred® Card, The Platinum Card® from American Express, and Capital One Venture Rewards Credit Card all come in metal. So, before getting a metal credit card, make sure it fits your individual needs and budget.

Most Chase credit card designs are a default theme given to every customer who’s approved. There’s no way to customize them, but some Chase cards are very eye-catching anyway. The Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® card are made of metal, for instance. Chase cards that are co-branded with travel providers or other businesses also have that company’s logo on them.… read full answer

There are only a couple of Chase co-branded credit cards that offer several designs to choose from. You can choose your design when applying or when requesting a free replacement card. You can change designs as often as you’d like by making the request online or by calling Chase customer service at (800) 300-8575.

Unfortunately, you cannot get the Capital One Venture metal card. This card is made of plastic. However, Capital One Venture is considered one of the best travel credit cards on the market. Cardholders earn 2 - 5 miles per $1 spent, along with an initial bonus of 75,000 miles for spending $4,000 in the first 3 months.

Naturally, the metal cards feel a bit more prestigious. It’s worth noting, though, that metal credit cards are typically the cards with the highest annual fees and the best benefits. That being said, don’t worry too much about what your credit card is made of. It’s just a tool for making purchases, and its terms are what really matter.… read full answer

Alternatives to a Capital One Venture Metal Card

If you’re keen on getting a metal credit card, you could check out the Capital One Venture X Rewards Credit Card or the Capital One Savor Cash Rewards Credit Card instead. Or, you could consider credit cards from other issuers like the Chase Sapphire Preferred® Card.

All these cards offer nice initial bonuses and high rewards rates, among other things. You can also take a look at our editors’ latest picks for the best metal credit cards on the market to weigh your options.