What's the best Chase metal credit card?

Yes, Chase Sapphire Reserve is a metal card. There’s no plastic version, so there’s no need to specifically request Chase Sapphire Reserve in metal when you apply. That’s what you’ll automatically get if you’re approved for an account. While many people like the feel and aesthetic of metal cards, or see them as status symbols, those are the only benefits. Metal won’t save you more money or keep your account any safer.… read full answer

Plus, the Chase Sapphire Reserve card costs $450 every year. So you really need to decide whether Chase Sapphire Reserve’s terms make it worthwhile for you, metal aside. Let’s go through Reserve’s perks other than a cool design to help you make the right call.

Here’s why to get the Chase Sapphire Reserve metal card:

• 50,000-point bonus for spending $4,000 in the first three months
• $300 annual travel credit
• 3x points on travel and dining
• 1.5 cents a point (50% extra) when you redeem through Chase’s travel website.

You don’t have to do anything special to get the Chase Sapphire Reserve metal card once you’re approved. But whether you should apply in the first place depends on how much you travel. It’s mostly frequent flyers who will get enough value out of the Chase rewards program to make the $450 worth it. If that’s the case for you, the metal card is just the icing on the cake.

You should also remember that the Reserve card is not the only metal option out there. Chase Sapphire Preferred, American Express Platinum, and Capital One Venture Rewards all come in metal.

Most Chase credit card designs are a default theme given to every customer who’s approved. There’s no way to customize them, but some Chase cards are very eye-catching anyway. The Chase Sapphire Preferred and Sapphire Reserve cards are made of metal, for instance. Chase cards that are co-branded with travel providers or other businesses also have that company’s logo on them. … read full answer

You can only customize two credit cards issued by Chase: the Disney Rewards card and the Disney Premier card. There are 10 Disney and Star Wars Chase credit card designs to choose from, including Darth Vader, Mickey & Pals, Tinkerbell and Yoda. You can choose your design when applying or when requesting a free replacement card. You can change designs as often as you’d like by making the request online or calling Chase customer service at 1 (800) 300-8575.

You don’t have to do anything special to get the Capital One Venture metal card. All new cardholders who are approved for Capital One Venture will receive the metal version, unless they specifically request to. There was a special promotion that you could customize the card with a photo, but that’s not available anymore.… read full answer

Here’s how to get the Capital One Venture metal card:

• If you’re a new applicant: Apply for the card and you’ll automatically get a metal card.
• If you’re an existing cardholder: Ask for a metal replacement. Call the number on the back of your card and ask if you’re eligible for the metal version. Some people aren’t, due to things like missed payments in the past. But if you are, you can order a replacement, which should arrive in 7-10 business days.

There’s no difference in rates, fees or the way you use the metal card vs. the plastic one. But naturally, the metal one feels a bit more prestigious. Metal credit cards are typically the cards with the highest annual fees and the best benefits. That being said, don’t worry too much about what your credit card is made of. It’s just a tool for making purchases, and its terms are what really matter.

If you’re keen on getting a metal credit card and don’t want to pay hundreds of dollars in annual fees, this is a great option. Capital One Venture comes with excellent rewards: 2 miles per $1 spent, along with 50,000 bonus miles for spending $3,000 during the first 3 months your account is open.

It’s also important to note that although Capital One hasn’t announced an end date for the Venture metal cards, this promotion could end at any time.