The best Chase rewards Visa card is Chase Sapphire Preferred because it offers a sign up bonus of 80,000 points for spending $4,000 in the first 3 months. That’s a $1,000 value when you redeem for travel purchases through Chase Ultimate Rewards. Also, there’s 2 points per $1 spent on travel and dining purchases. All other purchases earn 1 point per $1 spent. And you can transfer points to over a dozen hotel and airline loyalty programs at a 1:1 ratio. Sapphire Preferred comes with a $95 annual fee.
If you prefer straight cash back rewards and don’t want to pay an annual fee, you should consider Chase Freedom Unlimited. You’ll earn 5% cash back on grocery purchases up to $12,000 in your first year. After that, you’ll get 1.5 - 5% cash back on purchases.
As rewards cards on the Visa network, Chase Sapphire Preferred and Freedom Unlimited enjoy wide global acceptance. Visa cards can be used in more than 200 countries and territories, at almost all merchants where credit cards are accepted. Sapphire Preferred is better for international purchases, because it has a $0 foreign transaction fee. Freedom Unlimited charges a 3% fee on all international purchases.
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