The best Chase rewards Visa card is the Chase Sapphire Preferred® Card because it offers a sign up bonus of 60,000 points for spending $4,000 in the first 3 months. Also, there’s 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. And you can transfer points to over a dozen hotel and airline loyalty programs at a 1:1 ratio. The Chase Sapphire Preferred® Card comes with a $95 annual fee.
If you prefer straight cash back rewards and don’t want to pay an annual fee, you should consider Chase Freedom Unlimited®. You’ll earn 5% cash back on grocery store purchases for the first year (up to $12,000 spent), 5% cash back on travel through Chase, 3% cash back at restaurants and drugstores, and 1.5% back on all other purchases.
As rewards cards on the Visa network, the Chase Sapphire Preferred® Card and the Chase Freedom Unlimited® card enjoy wide global acceptance. Visa cards can be used in more than 200 countries and territories, at almost all merchants where credit cards are accepted. The Chase Sapphire Preferred® Card is better for international purchases, because it has a $0 foreign transaction fee. Chase Freedom Unlimited® charges a foreign transaction fee of 3% of each transaction in U.S. dollars.
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