What are my Chase Sapphire Preferred approval odds?

Your Chase Sapphire Preferred approval odds are best if you have a credit score of at least 700 and a steady income. You’ll also need to be at least 18 years old and have either a Social Security Number or an ITIN.

Other things that will help your Chase Sapphire Preferred approval odds include keeping your utilization low on any other cards you have and minimizing your debts relative to your income. And you won’t want to have a lot of recent hard inquiries on your credit report.

Last but not least, in order to be approved for any Chase card, you cannot have opened five or more personal credit cards across all banks in the last 24 months (more on business cards in a moment). This means you actually need to be under 5/24 in order to be approved.