Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
Your Chase Sapphire Preferred approval odds are best if you have a credit score of at least 700. That means you’ll need at least good credit to be approved. Having a steady income is also preferable. In addition, you need to be at least 18 years old and have either a Social Security Number (SSN) or an Individual Taxpayer Identification Number (ITIN).
How to improve your Chase Sapphire Preferred approval odds:
- You must be at least 18 years old and have either an SSN or an ITIN.
- Have a credit score of at least 700. That means you’ll require at least good credit for approval.
- Having a steady income and low existing debt load is preferable.
- Keep your credit utilization low on your other credit card accounts.
- Avoid having many recent hard inquiries on your credit report.
You can check and see if you’re pre-approved for the Chase Sapphire Preferred online. This inquiry will not hurt your credit score, but it won’t guarantee approval either.
To get a better understanding of where you stand in terms of your chances of approval for the Chase Sapphire Preferred and other credit cards, you can check your credit score for free, right here on WalletHub.

People also ask
Did we answer your question?