Your Chase Sapphire Preferred approval odds are best if you have a credit score of at least 700. That means you’ll need at least good credit to be approved. Having a steady income is also preferable. In addition, you need to be at least 18 years old and have either a Social Security Number (SSN) or an Individual Taxpayer Identification Number (ITIN).
How to improve your Chase Sapphire Preferred approval odds:
You must be at least 18 years old and have either an SSN or an ITIN.
Have a credit score of at least 700. That means you’ll require at least good credit for approval.
Having a steady income and low existing debt load is preferable.
You can check and see if you’re pre-approved for the Chase Sapphire Preferred online. This inquiry will not hurt your credit score, but it won’t guarantee approval either.
To get a better understanding of where you stand in terms of your chances of approval for the Chase Sapphire Preferred and other credit cards, you can check your credit score for free, right here on WalletHub.
It can take as little as 60 seconds to get approved for Chase Sapphire Preferred. If you don’t get instantly approved, it usually takes 7-10 business days to receive a decision on your application. In some cases, however, it can take Chase up to 30 days to make a ruling.
Chase Sapphire Preferred Delivery Timeline
Once approved, applicants should receive their new Chase Sapphire Preferred card in the mail in about 5 to 7 days. To get 72-hour expedited...
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