You can add a Chase Sapphire Preferred authorized user through your Chase.com online account. From the “Things You Can Do” menu, select “Add an Authorized User.” You will only need to provide the user’s name, address and birthdate. Chase does not require a Social Security number (SSN) for authorized users. Once you’ve confirmed all the information is accurate, click “Add Authorized User.”
Or, to add a Chase Sapphire Preferred authorized user by phone, call customer service at 1 (800) 732-9194. Follow the automated voice prompts. When instructed, you can request to speak to a customer service representative.
As of today, there is no extra annual fee for Chase Sapphire Preferred authorized users. There are no credit requirements or age restrictions for Sapphire Preferred authorized users, either. There’s also no limit to the number of users you can add.
Users should receive their new card within 7-10 business days of being added to the account. Once you’ve added a Chase Sapphire Preferred authorized user, you’ll be sharing access to your account including your available credit limit. You will be able to customize their spending limit, though. Users can make purchases and earn rewards for the account, but they are not able to change account information, request credit limit increases or add other authorized users.
It’s important to note that the primary cardholder is financially liable for all of the authorized user’s charges to the account. However, both the primary cardholder’s and authorized user’s credit reports will reflect account activity, including whether payments are made on time or late. An authorized user can dispute the account to get it removed if it becomes a drag on his or her credit standing, though.
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