What counts as dining for Chase Sapphire Preferred?

Chase Sapphire Preferred counts most places that have sit-down eating as dining for rewards purposes. The card’s dining rewards category includes everything from fast-food restaurants to fine-dining establishments, as long as the location has an appropriate merchant category code. Merchant category codes are numbers that group vendors based on what they sell. Merchants that are classified as a restaurant will give the cardholder 2 points / $1 spent on each purchase.

Types of Restaurants Eligible for the Chase Sapphire Preferred Dining Rewards Category

• Full-service restaurants
• Fast food restaurants
• Cafés
• Food delivery services
• Bars and breweries
• Coffee shops
• College dining halls

While these types of places typically count as dining for Chase Sapphire Preferred, it’s possible that some specific locations may not. For example, merchants located within facilities such as malls, stadiums, or supermarkets may not code as restaurants. In addition, bakeries, grocery stores, and caterers usually will not qualify as part of the Chase Sapphire Preferred dining category.

Finally, it’s important to note that Chase is currently offering 10x points on up to $500 in spending if you pay for food through Chase Dining. This promotion is on both Chase Sapphire Preferred and Chase Sapphire Reserve, and it will last until June 30, 2021.