Cameron DiGiovanni, Writer
@cdigiovanni20
What counts as dining for Chase Sapphire Preferred is most places that have sit-down eating. The card’s dining rewards category includes everything from fast-food restaurants to fine-dining establishments, as long as the location has an appropriate merchant category code. Merchant category codes are numbers that group vendors based on what they sell. Merchants that are classified as a restaurant will give the cardholder 3 points per $1 spent on each purchase.
Here’s what counts as dining for Chase Sapphire Preferred:
- Full-service restaurants
- Fast food restaurants
- Cafés
- Food delivery services
- Bars and breweries
- Coffee shops
- College dining halls
While these types of places typically count as dining for Chase Sapphire Preferred, it’s possible that some specific locations may not. For example, merchants located within facilities such as malls, stadiums, or supermarkets may not code as restaurants. In addition, bakeries, grocery stores, and caterers usually will not qualify as part of the Chase Sapphire Preferred dining category.
Finally, it’s important to note that Chase is currently offering 3 points per $1 spent on dining including eligible delivery services, takeout and dining out.

Chase Sapphire Preferred® Card
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