Yes, the Chase Sapphire Preferred® Card is a metal credit card. The Chase Sapphire Preferred weighs around 13 grams, compared to 5 grams for a traditional credit card made of plastic. Functionally, the metal Chase Sapphire Preferred card doesn’t work any differently than a plastic credit card, though it will be more durable.
Quick Facts About the Metal Chase Sapphire Preferred Card
Weight: 13 grams
Annual fee: $95
Ongoing rewards: 1 - 5 points per $1
Notable benefits: Travel insurance, rental car insurance, purchase protection and extended warranty coverage
Before applying for the Chase Sapphire Preferred, make sure that it’s a card that fits your needs and budget. While metal cards are flashy, they won’t do you much good if they don’t match your spending habits.
Keep in mind that although metal credit cards look cool, you shouldn’t apply for a card just because it’s made of metal. You should make sure that any metal credit card you get also has worthwhile perks and is a card that fits your individual needs and budget.
Yes, Chase Sapphire Reserve® is a metal card. There’s no plastic version, so there’s no need to specifically request the card in metal when you apply. That’s what you’ll automatically get if you’re approved for an account. While many people like the feel and aesthetic of metal cards, or see them as status symbols, those are the only benefits. Metal won’t save you more money or keep your account any safer.… read full answer
Plus, the Chase Sapphire Reserve® card costs $550 every year. So you really need to decide whether its terms make it worthwhile for you, metal aside. Let’s go through Reserve’s perks other than a cool design to help you make the right call.
Here’s why to get the Chase Sapphire Reserve metal card:
60,000 points bonus for spending $4,000 in the first three months
$300 annual travel credit
Earn a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases
1.5 cents a point (50% extra) when you redeem through Chase’s travel website.
You don’t have to do anything special to get the Chase Sapphire Reserve® metal card once you’re approved. But whether you should apply in the first place depends on how much you travel. It’s mostly frequent flyers who will get enough value out of the Chase rewards program to make the $550 worth it. If that’s the case for you, the metal card is just the icing on the cake.
You can get a custom metal credit card by sending your plastic to a company that will convert it to metal. There are many third-party vendors that offer this kind of service, such as Lion Card and Metal-CreditCard.com.
Here’s how to get a custom metal credit card:
Find a trustworthy third-party vendor.… read full answer Both Metal-CreditCard.com and Lion Card have been in business for more than 5 years and have mostly positive reviews. In addition, they both have an A+ rating according to the Better Business Bureau.
Choose your design. You can change your plastic credit or debit card to metal with a custom design in a sleek metal or 24K gold finish. The types of metals that can be used for these cards include chrome, silver, stainless steel and a host of alloys. There are basic custom designs as well, such as flags and logos. You can also work with one of the companies’ card designers to create your own fully customized metal card.
Send your card. Once you have submitted your order, you can send them your card via mail. Make sure your card is locked or frozen before you send it.
Create a new card. Companies that make custom metal credit cards will transfer your card’s EMV chip and magnetic stripe data. However, your new card will not have the Tap and Pay Function anymore, as the metal will block the frequency emitted from the EMV chip.
Receive your metal card. It usually takes around 2-7 days to receive your new card. It will take longer for international orders.
There are also many issuers that offer metal credit cards nowadays. However, most metal cards have high annual fees and require good-to-excellent credit. So, make sure you get a credit card that has worthwhile perks and fits your individual needs and budget.
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