Cardmember Services P.O. Box 6294 Carol Stream, IL 60197-6294
When paying Chase Sapphire Preferred bills by mail, be sure to submit either a check or money order for the payment amount. Chase does not accept cash.
Tips For Mailing Chase Sapphire Preferred Credit Card Payments
Include your credit card number on your payment to avoid any processing delays.
Allow enough time for Chase to receive your payment on or before the due date, or it will be considered late.
Send your payment via overnight mail, if necessary. The Chase overnight payment address is:
Attn: Chase Card Services 201 N. Walnut Street De1-0153 Wilmington, DE 19801
Credit card payments by mail take the longest to process of all the available payment methods. Alternatively, you can submit a payment from your online account, through the Chase mobile app, or by calling customer service at 1 (800) 436-7958. Chase also allows in-person payments at local Chase branches.
Online: Log in with your online credentials and click the “Pay card” link next to the credit card you want to pay. Next, choose how much you want to pay. You can choose to pay your current balance, your minimum payment due, or a custom amount. Pick your payment date, and the payment account you’d like to pay from. Then, click “Pay this bill.”
Chase Mobile app: You can also make a Chase credit card payment on the Chase Mobile app, which works much the same way as an online payment.
Over the phone: You can also pay your Amazon.com Credit Card bill over the phone. Call (800) 436-7958 and follow the prompts from Chase’s automated system.
At a Chase ATM or branch: Alternately, you can pay your credit card at an ATM or inside any Chase bank branch.
By mail: If you’d rather mail your Chase payment, send a check or money order (with your account number written on the memo line) and your payment coupon to:
Cardmember Services P.O. Box 6294 Carol Stream, IL 60197-6294
Chase Card Services 201 N. Walnut Street De1-0153 Wilmington, DE 19801
Via Western Union: Lastly, for Western Union payments, use the Code City WALNUT. Keep in mind that it may take up to 7 days before the payment is reflected on your account.
Keep in mind that payments via regular mail take a long time to post. So, in order to avoid being late, always send your payments at least 5-7 days before your due date.
It takes 1 to 3 business days for a credit card payment to post to your account if you pay online or by phone. Payments by mail will take a few days longer. If your credit card is linked to your checking account and both accounts are from the same bank, your payment may post immediately following the transaction. Your issuer’s payment timelines are included in your monthly statement, or you can call customer service for more information.… read full answer
In order to understand how long it takes an issuer to post your credit card payments, it’s important to know the difference between “credited,” “posted,” and “cleared.” When you submit a payment, the amount is credited, meaning the issuer recognizes you paid it. But it may not post, or be reflected in your available credit, for another day or two. When a payment is cleared, the issuer has actually received the money. As long as your payment is at least credited by the due date, it’s considered on time, assuming the transaction goes through.
To avoid any worry about how long it will take for a credit card payment to post, set up your account for autopay. This feature automatically debits your bank account for a pre-determined amount on the card’s payment due date. As long as you have enough money in the account to cover the transaction, your payments will never be late. You should be able to set up autopay online or by calling your issuer’s customer service department.
It is possible to pay a credit card with a credit card by doing a balance transfer or a cash advance, for example, but you cannot make a credit card the regular payment method for another credit card account. Accepted payment methods for monthly credit card bills generally include bank transfers, checks, and money orders.… read full answer
You cannot consistently pay a credit card’s bill with another credit card for several reasons. For one thing, credit card companies won’t let you. Credit card transactions are also more expensive to process than bank transfers, which means accepting credit card payments would eat into credit card companies’ profit margins. Besides, if you could pay credit card bills with credit cards, it could be possible to keep shifting debt around without ever actually paying it. But with some maneuvering, there are ways to make a one-off transaction work.
4 ways you can pay a credit card with another credit card:
Do a balance transfer: If you’re unable to pay your credit card bill in full and are paying a high interest rate, you may want to consider a balance transfer. This allows you to transfer your credit card balance to a different card with better financing terms (perhaps an introductory period with a 0% APR for a set number of months). That way, you can pay off your credit card bill over time without worrying about as much interest being applied. This does amount to paying your credit card bill with a credit card, but it’s more of a one-off way to save money on interest than a viable recurring option.
Use a mobile payment service: One way to pay a credit card with another credit card is to use a mobile payment app such as PayPal or Venmo as a middleman. These apps allow you to transfer money from user to user, and you can fund them with a credit card. In other words, you could use your credit card to pay a friend or family member through the app, and they can then make your credit card payment for you or give you the money to do it yourself. You can earn rewards with this method, but there may be fees to contend with. In addition, be aware that some person-to-person credit card transactions on Venmo will show up as cash advances on Mastercard and Visa credit cards, which typically come with high fees and APRs.
Purchase a money order: Companies like MoneyGram and Western Union allow you to send money to a particular phone number or email address, or pick up cash from a physical location, and fund the transaction with a credit card. However, this is usually treated as a cash advance, which means expensive fees and interest charges would apply, in addition to the fees charged by the service.
Do a cash advance: You could take out a cash advance at an ATM, deposit the money into your checking account, and then pay your credit card bill from there. However, considering the high fees and interest rates that accompany cash advances, not to mention the low limits on such transactions, that’s unlikely to work very well. It would be a very expensive way to pay one credit card bill, let alone recurring bills over time. The same generally goes for the various other ways you can transfer money from a credit card to a bank account, too.
Despite the availability of these options, the best way to pay your credit card bills still is to set up automatic deposits from a checking or savings account. As long as you have enough money in your bank account, you won’t miss any payments.
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