You can check for Chase Sapphire Preferred® Card pre-approval online or by visiting a local branch. Checking for Sapphire Preferred pre-approval allows you to assess your odds using only a soft inquiry, which doesn’t affect your credit score. You might also receive a pre-approved offer for Chase Sapphire Preferred in the mail.
Pre-approval does not guarantee approval for an account when you actually apply, but it does indicate your odds of approval are good. Pre-approved consumers who apply have about a 90% chance of being approved.
Checking for pre-approval online is the most convenient option, but each approach has its own steps.
Here’s what you should know about Chase Sapphire Preferred pre-approval:
Online: Using Chase’s pre-approval status tool, enter your name, address and the last four digits of your Social Security number. Check the box stating you understand that pre-approval will not affect your credit report. And if you do apply, you give Chase permission to use a hard inquiry that could negatively affect your credit.
When you click the “Find My Offers” button, you will see all the Chase cards for which you have been pre-approved. You may apply for the card of your choice immediately upon pre-approval. You can also create a User ID and password and apply later or save an incomplete application.
At a local branch: Let the teller at your local Chase Bank branch known that you’re interested in credit card pre-approval. If you’re not a Chase customer, you will have provided all the information that you would enter on the online status tool. In minutes, you will be informed of your pre-approved options, and you’ll have the opportunity to apply while you’re at the branch.
By mail: Chase mails pre-approved offers to people who meet the basic criteria for the card(s) they are marketing. You can fill out the application and send it back to Chase, or you can apply online with the invitation code provided in your mail offer. The drawback to this approach is that you don’t get much choice. You also never know when an offer might come.
You can also check your odds of being approved for Sapphire Preferred, or any credit card, by signing into your free WalletHub account.