How do I submit a Chase Sapphire Reserve application?

Your Chase Sapphire Reserve approval odds are decent if you have a credit score of 750 or higher, which is considered excellent credit. Chase doesn’t publicly disclose their exact approval criteria. But they will definitely look at income level and current debt load as well as credit history.

Chase Sapphire Reserve Approval Odds Info... read full answer

• Chase Sapphire Reserve requires excellent credit for a strong chance of approval, which means a score over 750. Many people consider a score of 720 or above to be excellent, but WalletHub has found that 750 is really where the odds begin to tip in your favor.
• The average person’s Chase Sapphire Reserve approval odds aren’t so hot. The average credit score is just 695, according to the latest WalletHub data.
• Chase considers monthly housing payments, home ownership status, annual income and the source of that income, in addition to pulling credit reports.
• The odds of approval will be slim for people who have opened several new credit card accounts in a short timeframe. It’s better to allow at least six months between applications.

To have the best Chase Sapphire Reserve approval odds, your credit score must be in top shape. If you need to improve your score, WalletHub’s free credit analysis can tell you what steps to take. And you can track your progress with WalletHub’s free daily credit score updates.

It generally takes 7-10 business days to get approved for the Chase Sapphire Reserve credit card. Some Chase Sapphire Reserve applicants may get approved instantly after applying online, if they are a clear match for the card’s approval requirements. In some cases, however, it can take Chase up to 30 days to make a ruling.... read full answer

Here’s the Chase Sapphire Reserve approval timetable:

• Instant Decision Possible. When you apply for Chase Sapphire Reserve online, you could find out whether you’re approved or denied by the time the page refreshes.
• 7-10 Business Days. Typically, you can expect a decision letter within 7-10 business days. However, if Chase needs to collect additional information, you’ll be notified of their decision within 30 days, at the longest.
• 72-Hour Shipping Available. After approval, the Chase Sapphire Reserve will be sent out to you by mail within 3-5 business days. But you can request free expedited shipping and get it in 72 hours. Just call Chase customer service at (800) 945-2000.

After applying, you can check the status of your application by contacting customer service at (888) 609-7805. There is no option to check the status of your application online.

In case your application has been denied, you can ask Chase to reconsider your application by calling (888) 270-2127.

No, you cannot apply for the Chase Sapphire Reserve Card by phone. You can only apply for this card online or in person at a local Chase Bank branch.

Here’s how the Chase Sapphire Reserve application and approval process works:

• Online applications will process faster and will usually provide an instant decision.
• An application requires your name, address, birthdate, phone number and Social Security number (SSN) or Individual Tax ID number (ITIN). It will also ask for your gross annual income and the primary source of that income.... read full answer
• If you do not receive an immediate decision, you can check the status of your Chase Sapphire Reserve application by phone. Call customer service at (888) 609-7805 and enter your SSN when prompted. There is no option to check the status of your application online.

If your Chase Sapphire Reserve application is rejected, you can contact Chase by phone and request a reconsideration. You should consider this option if your financial situation has changed or if you think there was an error that led to your application being denied. The Chase reconsideration phone number is (888) 270-2127.