WalletHub, Financial Company
@WalletHub
Your Chase Sapphire Reserve approval odds are decent if you have a credit score of 750 or higher, which is considered excellent credit. Chase doesn’t publicly disclose their exact approval criteria. But they will definitely look at your credit history, income level, as well as your current debt load.
Chase Sapphire Reserve Approval Odds Info
- Credit score requirements: Chase Sapphire Reserve requires excellent credit for a strong chance of approval, which means a score over 750.
However, it is worth noting that the average person’s Chase Sapphire Reserve approval odds aren’t so hot. The average credit score is just 695 (based on the VantageScore model), according to the latest WalletHub data. - Other approval requirements: Chase also considers monthly housing payments, home ownership status, annual income, and the source of that income when evaluating a Chase Sapphire Reserve card application.
- What to keep in mind: The odds of approval will be slim for people who have opened several new credit card accounts in a short timeframe. It’s better to allow at least six months between applications.
To have the best Chase Sapphire Reserve approval odds, your credit score must be in top shape. If you need to improve your score, WalletHub’s free credit analysis can tell you what steps to take. Also, you can track your progress with WalletHub’s free daily credit score updates.
Jake Tellien, Member
@jaket6
Generally, you need more than 750 to have a good chance for approval. Another thing to take into account would be your income: if you can barely afford to cover your current monthly expenses, no score in the world will save you.
People also ask
What are the Chase Sapphire Reserve requirements for approval?
The main Chase Sapphire Reserve Card requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least excellent credit.
Chase Sapphire Reserve Card Requirements
- At least 18 years old
- Physical U.S. address (no P.O. boxes)
- Proof of enough income to make the monthly minimum...
Is it hard to get Chase Sapphire Reserve card?
It is hard to get the Chase Sapphire Reserve® card because it requires excellent credit for approval. Unless your credit score is 750+ and you have a lot of income, it will be difficult for you to get approved for the Chase Sapphire Reserve card.
In order to get the Chase Sapphire Reserve card, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to have an...
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