Archie Conway, WalletHub Financial Advisor
Yes. The Chase Sapphire Reserve travel credit does cover baggage fees on all kinds of transportation, including planes, trains, buses and ships. In addition to baggage fees, the Sapphire Reserve travel credit covers airfare, hotel stays, cruises, bus and train tickets, taxi rides, tolls, parking garage fees and more.
The only case where the Chase Sapphire Reserve travel credit would not cover baggage fees is if the transaction was not coded as “travel.” Each merchant is assigned a code based on the main type of goods or services they offer. Baggage charges from all major travel providers should code as travel. But it’s possible that baggage charges from a third party could lack the proper merchant code and would be ineligible for the credit.
Cardholders can get up to $300 in travel credits per year, and unused credits do not carry over to the next year. But any baggage fees you pay after your travel credit is exhausted for the year will earn you 3 points per $1 spent. The credit resets on the first statement date after each account anniversary.
Chase Sapphire Reserve®
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