Joyce Brown, WalletHub Credit Card Analyst
@j.brown
The best Chase Sapphire Reserve benefits are extensive travel insurance and airport lounge access. The Chase Sapphire Reserve card also has rental car insurance and extended warranty protection, which are more common perks across Chase credit cards.
Along with these benefits, Chase Sapphire Reserve also offers attractive spending-based rewards: a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases. Plus, new cardholders get 50,000 bonus points for spending $4,000 in the first 3 months.
Chase Sapphire Reserve Benefits
- Initial bonus: 50,000 bonus points for spending $4,000 in the first 3 months
- Annual travel credit
- Ongoing rewards: a total of 10 points per $1 spent on hotels and car rentals booked through Chase, a total of 10 points per $1 spent on prepaid restaurant reservations or takeout orders made through Chase, a total of 5 points per $1 spent on flights purchased through Chase, 3 points per $1 spent on all other travel and dining purchases, and 1 point per $1 on all other purchases
- Travel insurance: Includes travel accident insurance, trip cancellation/interruption insurance, trip delay reimbursement, trip cancellation/interruption insurance, lost luggage reimbursement, baggage delay insurance.
- Priority Pass Select membership: Gives airport lounge access.
- Rental Car Insurance
- Roadside assistance
- Extended Warranty
- Purchase Protection
- Return Protection
- Emergency Medical and Dental Benefit
- Emergency Evacuation and Transportation
To review the full extent of your benefits, consult the Chase Sapphire Reserve benefits web page or your full guide to benefits. The Chase Sapphire Reserve card has a $550 annual fee, but if you're a frequent traveler looking for premium travel perks, its rewards and benefits more than make up for it. As long as you fit that profile and have excellent credit (a credit score of 750+), the Chase Sapphire Reserve card is certainly a card to consider adding to your wallet.

Chase Sapphire Reserve®
Travis Arkley, Member
@arkleyt
My favorite's the giant 50k points bonus if you spend $4,000 in the first three months.
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