Maria Adams, Credit Cards Moderator
No, Chase Sapphire Reserve does not offer phone insurance. You can, however, protect your phone through the card’s purchase protection and/or extended warranty benefits.
More specifically, purchase protection covers damaged or stolen items purchased with a Chase Sapphire Reserve card for up to $10,000 per claim and $50,000 every 12 months. The coverage lasts for 120 days after the purchase date. The Chase Sapphire Reserve extended warranty benefit adds an extra year onto your original cell phone warranty of three years or less when you purchase the phone with the Chase Sapphire Reserve. You’re covered for $10,000 per claim, up to $50,000 per account.
Chase Credit Cards with Phone Insurance
Chase Freedom Flex gives you up to $1,000 per year in cell phone protection against covered theft or damage. Cell phone protection coverage applies when you pay your monthly cell phone bill with your Chase Freedom Flex. You can file up to 2 claims a year, with a $50 deductible per claim.
The Ink Business Preferred® Credit Card provides up to $1,800 in coverage annually against damage and/or theft, You can file up to 3 claims per year, with a $100 deductible per claim. But that benefit is limited to cell phones used primarily for business purposes.
If you want true cell phone insurance from your credit card, you can also consider Wells Fargo. It offers the benefit on all of its consumer cards.
Chase Sapphire Reserve®
People also ask
Did we answer your question?