How do I transfer Chase Sapphire Reserve points to travel partners?

No, Chase Sapphire reward points do not expire as long as your account remains open. But you will lose whatever points you haven’t redeemed when you close your Chase Sapphire® Card, Chase Sapphire Preferred® Card, or Chase Sapphire Reserve® credit card account.

The same is true if Chase decides to close the account for you. This generally happens when you don’t pay your credit card bills, but there are other situations, too.... read full answer

Instances when you could lose your unredeemed Chase Sapphire reward points:

• Fail to pay the minimum required amount within 60 days of the due date.
• File for bankruptcy.
• Misuse the rewards program. This includes farming points by buying gift cards, selling them for cash and using the cash to pay your credit card bill, for example.
• Defrauding Chase by intentionally providing false personal information, for example.
• Close your account.

So, careful planning and prompt payments will save your Sapphire reward points from expiration. Even though your points won’t vanish as long as your account remains open and in good standing, it doesn’t mean they’ll always be worth as much. There’s always the chance that Chase will devalue them by increasing the number needed for redemption.

Frequent redemption minimizes the risk. And there’s no reason to wait, considering that you can pay for part of a travel expense with points and put the rest on your card like a normal charge. So, it’s best to use any points you’ve accumulated each time you travel.

Alternative Credit Card Option

But if you feel too limited by having to book travel through Chase, you can always go for a top rewards card that allows you to make your arrangements anywhere. You can check out our editors' latest picks for the best travel credit cards in the market. A good example would be the Capital One Venture Rewards Credit Card, as it offers a lot of redemption options, including travel.

The easiest way you can redeem Chase rewards is online, but you can also do that over the phone at (800) 432-3117. You can redeem Chase rewards for gift cards, travel, statement credits and cash. Chase points are generally worth 1 cent each, regardless of what they’re redeemed for. If you’re redeeming for cash, you can also go to a ... read full answerChase branch. You’ll get your money as a statement credit or as an electronic deposit to the bank account of your choice.

Here’s how to redeem Chase rewards:

• Online: For online redemption, log in to your Chase account and go to the Chase rewards portal. From there, you’ll be able to book trips, buy gift cards, request statement credits, etc.
• By phone: To redeem by phone, call Chase customer service at (800) 432-3117. Enter your account number to connect to a customer service representative. State that you want to redeem rewards.
• At a Chase branch: You can request a statement credit or bank account deposit in exchange for your Chase rewards at any Chase branch. You just need your account number and a picture ID. But you won’t actually get cold hard cash on the spot.

Different Chase cards have different rewards programs. One card might give you the most rewards for travel, another for everyday purchases. So, you’ll want to pick a card with a reward structure that matches your lifestyle.

For all Chase cards in the Ultimate Rewards program, except Chase Freedom Flex℠ and Chase Freedom Unlimited®, you can also transfer Chase points to 14 airline and hotel loyalty programs at a 1:1 ratio. Whether or not that’s a good deal depends on the value of the loyalty program’s miles. Chase travel partners include United, British Airways, Southwest, IHG, Marriott and others.

You can redeem your Chase Sapphire Reserve points either online or through the Chase mobile app. Redemption options include travel, transfer to travel partners, gift cards, cash back, and more. You can also redeem your points for cash back over the phone at (800) 945-2000 or at a local Chase branch.

Note that the best Chase Sapphire Reserve points redemption option is travel. That’s because points are worth ... read full answer1.5 cents each toward travel compared to 1 cent each toward other options.

How to redeem your Chase Sapphire Reserve points online:

1. Log in to your online account on the Ultimate Rewards website.
2. Click on the Chase Sapphire Reserve card.
3. Select the “Earn/Use” box at the top of the page to see a dropdown menu of redemption options.
4. Click on the preferred redemption option from the menu.
5. Follow the prompts to select the exact reward you want and how many points you want to redeem.

Here are the Chase Sapphire Reserve redemption options:

• Travel: If you choose to redeem Chase Sapphire Reserve points for travel, you’ll be able to book right through the Ultimate Rewards portal. You can trade your points for flights, hotel stays, cruises, and more. Note that some bookings may require you to spend a minimum number of points.
• Cash: If you redeem for cash, you can either get a statement credit or a deposit to a U.S. checking or savings account. There is no minimum amount of points you must redeem for cash.
• Transfer points: There are two places you can transfer your Chase Sapphire Reserve points – travel loyalty programs and other Chase cards. Chase has 14 airline and hotel loyalty program partners you can move your points to at a 1:1 ratio. You can also move your points at no cost to another Chase card owned by you or a household member.
• Experiences: You can also redeem your Chase Sapphire Reserve points by trading them for unique experiences, such as VIP concert tickets or meals with renowned chefs.
• Gift cards: There are more than 175 gift card brands you can get with your points, ranging from restaurants to department stores and entertainment services.
• Amazon: You can use “Chase Pay” or “Pay with Points” from Amazon to use your points directly when shopping at retailers.
• Apple: You can use your points to pay for all or part of your Apple purchases through Apple Ultimate Rewards Store.

As you can see, there are plenty of ways to redeem your Chase Sapphire Reserve points. So, it’s a good idea to explore all your options before redeeming, to see which one best suits your needs.