The Chase Sapphire Reserve travel category includes airfare, hotel stays, car rentals, tickets for cruise lines and passenger trains, bus fare, Airbnb stays, Uber and Lyft rides, charges for parking lots and garages, toll booth fares and more. Chase Sapphire Reserve travel purchases earn 3 points / $1 spent, and points are worth 1.5 cents apiece when redeemed for travel through the Chase Ultimate Rewards website. So, every $1 in travel charged to the Chase Sapphire Reserve card gets the cardholder 4.5 cents toward future travel expenses. Cardholders also receive up to $300 in travel credits toward Chase Sapphire Reserve travel purchases each year.
There are a handful of transactions that do not meet Chase Sapphire Reserve’s travel category requirements, however, despite being travel-related. Gas purchases are not eligible. Neither are goods and services purchased in-flight or while aboard a cruise line. Same with boat rentals and purchases at merchants with physical locations in hotels and airports. Gift card purchases from travel providers typically do not fall under the Chase Sapphire Reserve travel category, either, though they may in some cases.
No, there aren’t any official Chase Sapphire Reserve Uber rewards or benefits, but Chase Sapphire Reserve can still help cardholders save on Uber rides. The Chase Sapphire Reserve card gives $300 per year in statement credits to cover travel purchases, including Uber. Cardholders also earn 3 points / $1 on travel purchases, which applies to Uber, too. Those points are worth 1.5 cents each when used to book travel on the … read full answerChase Ultimate Rewards site.
The Chase Sapphire Reserve card also offers some secondary perks that may benefit both Uber riders and drivers. For example, travel accident insurance covers Uber rides up to $500,000 for death or serious injury during transport. If you’re an Uber driver, you’ll have access to roadside dispatch. Covered services include towing, jump starts, fuel delivery, tire changes, and lockout assistance. The service is available 24/7, and you’re covered for up to the first $50 spent on service calls. There’s a maximum of 4 service calls per year.
You do have options when it comes to credit cards with Uber benefits though. For example, the American Express Platinum card gives up to $200 annual Uber credits for Uber rides or eats orders in the U.S. as a perk.
The Chase Sapphire Reserve travel credit automatically reimburses cardholders for up to $300 in travel-related expenses each year. The credit applies to flights, hotels, trains, cruises, taxis, parking, Uber and Lyft. It can also help pay for vacation packages and airline fees. Gas station and grocery store purchases will also count toward earning your travel credit, through December 31, 2021.… read full answer
The Chase Sapphire Reserve travel credit does not apply to in-flight goods and services (e.g. Wi-Fi, food), tourist attractions, or merchants within airports. But the $300 annual credit does cover much of the card’s $550 annual fee.
Chase Sapphire Reserve travel credits are applied to the account the same day qualifying purchases post. This happens until you hit $300 total for the year. For example, if you make a $100 travel purchase, Chase will apply a $100 credit as soon as the purchase processes. And you will have $200 remaining for other purchases during the year. On your monthly statement, your transactions will include both the original purchase and an extra item that says, “Travel Credit.” The credit subtracts the purchase amount from your balance. Chase determines whether a purchase is eligible for the travel credit based on a 4-digit code that businesses use to categorize transactions. Anything coded as “travel” qualifies.
Remember that the Chase Sapphire Reserve travel credit resets every 12 months on the first statement date after your account anniversary. If you’re unsure when your credit will reset, you can call customer service at (800) 432-3117 or the number on the back of your card. Simply enter your account number and ask a representative.
Unused credit does not roll over from year to year, so make sure to keep track of how much of the Chase Sapphire Reserve travel credit you’ve used. That way, you’ll be able to make sure you take advantage of the whole thing.
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