Is there a Chase secured credit card?

Question

Yes, you can be denied for a secured card if you have major negative items on your credit report such as an ongoing or recently discharged bankruptcy, collection accounts, or repossessions. You could also be denied if you don’t meet the issuer’s minimum requirements for approval. Those requirements typically include being at least 18 years old with a physical U.S. address, a Social Security number, and the ability to make payments on the account every month, among others.… read full answer

Other common reasons you’d be denied for a secured card might be incomplete or inaccurate information on your application, not enough funds to cover the required security deposit, or delinquencies on other payment obligations. If you are denied for a secured credit card, consider applying for one of our editors’ picks for the best no credit check credit cards, which are easier to get approved for than normal secured cards. You can also sign up for a WalletHub account and get free personalized credit analysis and advice on how to improve your credit score.

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Answer 1 · 2022-05-20 18:42:27

Maria Adams, Credit Cards Moderator

@m_adams • 05/20/22 This answer was first published on 05/14/21 and it was last updated on 05/20/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, there aren’t any Chase secured credit cards available right now. In fact, there’s never been a secured credit card from Chase. Chase offers unsecured credit cards for people with at least good credit.

Although there is no Chase secured credit card, the same cannot be said for many of Chase’s competitors. Capital One, Citi, and Bank of America are just some of the major banks that offer secured credit cards.

Here are some good secured credit card options:

Beginners: Citi® Secured Mastercard®

The Citi Secured card has a $0 annual fee. The card requires a deposit of $200.

No Credit Check: Secured Sable ONE Credit Card

The Sable Credit Card has no credit check when you apply. This card has a $0 annual fee and requires a $10 deposit.

Cash Back Rewards: Capital One Quicksilver Secured Cash Rewards Credit Card

The Capital One Quicksilver Secured card offers 5% cash back on hotel and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases. The card has a $0 annual fee and requires a $200 deposit.

So, even though you’re not able to get a Chase secured credit card, you still have plenty of options. And they’ll all help you start building your credit, plus save some money. Once you get your credit score to “good”, you can start thinking about applying for a Chase credit card.

Answer 2 · 2018-06-11 03:16:24

Joshua Ferren, Member

@josh_ferren • 06/11/18 This answer was first published on 06/11/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Nope, they don't "bother" with bad credit folks. At the end of the day though, the cards they do have are pretty good anyway, so I think we can forgive them.

Is there a Chase secured credit card?

Maria Adams, Credit Cards Moderator

Here are some good secured credit card options:

2022's Best Chase Credit Cards

Joshua Ferren, Member

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