Maria Adams, Credit Cards Moderator
@m_adams
No, there aren’t any Chase secured credit cards available right now. In fact, there’s never been a secured credit card from Chase. Chase offers unsecured credit cards for people with at least good credit.
Although there is no Chase secured credit card, the same cannot be said for many of Chase’s competitors. Capital One, Citi, and Bank of America are just some of the major banks that offer secured credit cards.
Here are some good secured credit card options:
- Beginners: Citi® Secured Mastercard®Citi® Secured Mastercard®Learn MoreLearn More
The Citi Secured card has a $0 annual fee. The card requires a deposit of $200.
- No Credit Check: OpenSky® Secured Visa® Credit CardOpenSky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
The OpenSky has no credit check when you apply. This card has a $35 annual fee and requires a $200 deposit.
- Cash Back Rewards: Capital One Quicksilver Secured Cash Rewards Credit CardCapital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn More
The Capital One Quicksilver Secured card offers 5% cash back on hotels and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases. The card has a $0 annual fee and requires a $200 deposit.
So, even though you’re not able to get a Chase secured credit card, you still have plenty of options. And they’ll all help you start building your credit, plus save some money. Once you get your credit score to "good", you can start thinking about applying for a Chase credit card.
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Joshua Ferren, Member
@josh_ferren
Nope, they don't "bother" with bad credit folks. At the end of the day though, the cards they do have are pretty good anyway, so I think we can forgive them.
People also ask
Can you be denied for a secured card?
Yes, you can be denied for a secured card if your credit profile is deemed to risky to a lender. For a example if you have major negative items on your credit report such as an ongoing or recently discharged bankruptcy, collection accounts, or repossessions. You could also be denied if you don’t meet the issuer’s minimum requirements for approval. Those requirements typically include being at least 18 years old with a physical U.S. address,...
read full answerWhat banks offer secured credit cards?
There are plenty of banks and credit unions that offer secured credit cards, including Bank of America, Capital One, and Citibank.
Major Banks That Offer Secured Credit Cards
A number of smaller banks and credit unions offer secured credit cards, too. They include Capital Bank, First Progress, and Applied Bank, among others. The major banks that do not offer...
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