Clark Newton, Member
@aprwizard9
There is no Chase secured credit card available right now. In fact, there’s never been a secured credit card from Chase. Chase offers unsecured credit cards for people with at least good credit.
Although there is no Chase secured credit card, the same cannot be said for many of Chase’s competitors. Capital One, Citi, Discover and Wells Fargo are just some of the major banks that offer secured credit cards.
Secured Credit Card Options & Info
- Good for low deposits: Secured Mastercard® from Capital One has a $0 annual fee. It requires a deposit of $49, $99 or $200, based on your credit history. But you always start with a $200 credit limit.
- Easiest approval: OpenSky® Secured Visa® Credit Card has no credit check. It charges a $35 annual fee and requires a $200 deposit.
- Best cash back rewards: Discover it® Secured Credit Card has a $0 annual fee and 1 - 2% cash back on purchases: 2% cash back on up to $1,000 spent at restaurants and gas stations each quarter (1% everywhere else). And Discover matches your first year’s rewards. Requires a $200 deposit.
So, even though you’re not able to get a Chase secured credit card, you still have plenty of options. And they’ll all help you start building your credit, plus save some money. Once you get your credit score to “good”, you can start thinking about applying for a Chase credit card.

2021's Best Chase Credit Cards
Compare CardsJoshua Ferren, Member
@josh_ferren
Nope, they don't "bother" with bad credit folks. At the end of the day though, the cards they do have are pretty good anyway, so I think we can forgive them.
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