What are my Chase Slate approval odds?

The Chase Slate credit score requirement is at least "good"; this means that you need a 700+ credit score to get the Chase Slate card. Although some people say the ”good” credit range starts at 660, only a score of 700+ will give you reasonable Chase Slate approval odds. Barely meeting a card’s minimum requirements simply doesn’t translate to a high likelihood of success. Rather, the higher your score is, the better your chances will be.… read full answer

But even having the 700+ credit score needed for Chase Slate approval might not be enough. You can only apply for the Chase Slate with an invitation from Chase and you have to meet a few other requirements, too.

Here’s what you need to get the Chase Slate card:

• Basic eligibility. You’ll need a U.S. mailing address and a Social Security number (SSN). Chase does not take an ITIN in place of an SSN. And you’ll need to be at least 18 years old.
• You need an invitation. Chase Slate is now invitation only, so in order to apply for the card, you need a 12-digit invitation number from Chase.
• Ability to pay. How much money you earn is a big factor in approval. Chase needs to see you can afford to pay for any purchases you make. Any debt you have will be weighed against that income, so you should try to owe as little as possible.
• No bankruptcy. If you’re currently going through bankruptcy, there’s no chance you’ll be approved. And if you’ve completed bankruptcy but it’s still on your credit report, you still might be denied.
• 700+ credit score. While it’s possible to be approved with lower scores, we don’t recommend risking it. So, make sure to check your latest credit score for free before applying.
• 5/24 rule. Chase doesn’t officially say they do this, but many people have reported Chase will deny you if you have already opened five other credit cards (from any issuer) in the past 24 months.

If your score is not 700+ yet, consider taking a few months to improve your credit. And keep the other requirements in mind as well; you’ll need to pass all of them to be approved.

If you’re not sure whether you meet the Chase Slate credit score requirement, you can check your latest score for free on WalletHub, the only site where credit scores and reports update daily.

The Chase Slate credit card requirements for approval include having at least good credit (a credit score of 700+) and a steady income. Plus, you must be at least 18 years old and have a U.S. mailing address and a Social Security number or an Individual Taxpayer Identification Number (ITIN). But keep in mind that this card is currently available solely to Chase customers via invitation only.… read full answer

Chase Slate Credit Card Requirements for Approval

• At least 18 years old
• Physical U.S. address (no P.O. boxes)
• Proof of enough income to make the monthly minimum payment
• Social Security number or ITIN
• Good credit or better
• A 12-digit invitation number sent to you by Chase.

In addition, Chase will consider plenty of other factors when deciding whether or not to approve applicants for the Chase Slate. Those include employment status, housing status, existing debts, recent hard inquiries, and more.

The only way to apply for a Chase Slate card is via invitation. Unfortunately, Chase does not disclose what makes customers eligible to receive an invitation to apply. However, if you have already received an invitation and wish to apply for the card, there are a few things you should be aware of.… read full answer

What you should know if you have received a Chase Slate invitation:

• If you received a pre-approved offer or an invitation to apply for a card, you can fill out the enclosed application and send it back to Chase.
• In case you received an offer in your email inbox or through your online account, simply follow the enclosed link and instructions to apply.
• Keep in mind that pre-approval indicates that you have good odds of getting approved, but it does not guarantee it.

Once you’ve applied, you may receive an instant decision. However, some applications require further processing, in which case it can take up to 10 business days to receive a decision. You can check the status of your application by calling Chase at (888) 338-2586.

Alternative Credit Card Option

If you haven’t received an invitation to apply for the Chase Slate and you’re looking for a similar card, you should apply for the Chase Slate Edge℠, instead. This card is also designed as a financing option. You can submit a Slate Edge application online or in person, at a Chase branch.

This card offers an intro APR of 0% for 18 months on purchases and balance transfers. The Slate Edge regular APR is 19.24% - 27.99% (V). Plus, it comes with a $0 annual fee.