The best Chase Slate benefits are 0% introductory interest rates on purchases and balance transfers, $0 fees, $50,000 in purchase protection coverage, insurance for rental cars, roadside assistance, and extended warranties on some purchases. But of all the Chase Slate benefits, the most impactful used to be its low promotional APRs for new cardholders: 0% for 15 months on purchases and 0% for 15 months on balance transfers. Paired with a $0 balance transfer fee for the first 60 days, that made Chase Slate a great balance transfer credit card.
It’s important to note that this card is no longer available to new applicants, but this fact doesn’t affect existing cardholders. As is the case with any credit card benefits, details matter here too. So, consider the top 5 Chase Slate benefits:
Purchase protection. When an item you purchase with Chase Slate is damaged or stolen, you can be reimbursed for its value. You can get up to $500 per item, with a $50,000 limit for the account. The item must have been damaged or stolen within 120 days of the date of purchase.
Extended warranty protection. Chase will add one year to the warranty of items purchased with your Slate card that have a manufacturer’s warranty of 3 years or less. You can get up to $10,000 per claim, with a maximum of $50,000 per account. Certain items like vehicles and software are not eligible.
Auto rental collision damage waiver. This benefit covers vehicles you rent with Chase Slate against damage and theft for up to 31 consecutive days. You must pay for the whole rental with your card and decline the rental agency’s insurance.
Roadside dispatch. Call 800-847-2869 any time to receive roadside assistance, including towing up to 5 miles, tire changing, jump starting, lockout service, 5 gallons of fuel delivery or winching. There’s a flat fee each time you use this.
Security benefits. Chase Slate cardholders have $0 liability for fraudulent purchases, just like with any credit card. In addition, Chase provides security services like real-time fraud monitoring and fraud alerts.
Chase Slate’s benefits aren’t quite as extensive as those on some other credit cards, but they’re good for a non-rewards card with a $0 annual fee and a $0 balance transfer fee.