What are the benefits of a Chase Slate card?

Question

The Chase Slate credit limit is at least $500 and can be more, depending on how good your credit is. Chase doesn’t disclose a maximum credit limit, but you’re always guaranteed a minimum of $500 if you’re approved.

And if you’re planning to transfer a balance to Chase Slate, the amount you transfer can’t exceed your credit limit (or $15,000, if your limit is higher than that). If the limit you’re approved for is less than the transfer amount you requested on your application, Chase will send a letter notifying you of the discrepancy. You can choose to transfer a lesser amount, ask Chase to reconsider your limit, or not open an account after all.... read full answer

People in the community have reported getting a range of credit limits, but you should take these with a grain of salt because Chase Slate credit limits are based on an individual’s credit history, income, and debts among other things.

Ultimately, it is worth noting that Chase Slate is currently not available to new applicants. But for those already having a Chase Slate, it is worth mentioning that, over time, their credit limit can increase. Chase periodically reviews accounts for higher limits, and you can always call customer service and ask for one. In order to get bigger credit limits in general, you should work to improve your credit score, maximize your income and reduce debts.

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Answer 1 · 2021-12-21 14:26:59

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Frankie Solomon, WalletHub Analyst

@frankie.solo • 12/21/21 This answer was first published on 02/24/20 and it was last updated on 12/21/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Chase Slate has many benefits, the best of which are $50,000 in purchase protection coverage and rental car insurance.

But of all the Chase Slate benefits, the most impactful used to be its low promotional APRs for new cardholders: 0% for 15 months on purchases and 0% for 15 months on balance transfers. Paired with a $0 balance transfer fee for the first 60 days, that made Chase Slate a great balance transfer credit card. It’s important to note that this card is no longer available to new applicants, but this fact doesn’t affect existing cardholders.

Here are the Chase Slate benefits:

Purchase protection. You can get up to $500 per damaged or stolen item, with a $50,000 limit for the account. The item must have been damaged or stolen within 120 days of the date of purchase.
Extended warranty protection. Get an extra year on manufacturer warranties of three years or less on eligible purchases.
Auto rental collision damage waiver. This benefit covers rental vehicles against damage and theft for up to 31 consecutive days. You must pay for the whole rental with your card and decline the rental agency’s insurance.
Roadside dispatch: 24/7 hotline for services such as towing (up to five miles), tire changes, jump starts, fuel delivery, and lockout assistance (no key replacement). There’s a flat fee each time you use this.
Security benefits. Chase provides security services like real-time fraud monitoring and fraud alerts.

Chase Slate’s benefits aren’t quite as extensive as those on some other credit cards, but they’re good for a non-rewards card with a $0 annual fee and a $0 balance transfer fee.

Answer 2 · 2019-02-08 21:19:19

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Mark Towers, WalletHub Credit Card Analyst

@MarkTowers • 02/08/19 This answer was first published on 02/08/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Maybe the most important Chase Slate benefits are the 0% intro APR on balance transfers & purchases and the rental car insurance.

For rental car insurance you decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars (exotics excluded) in the U.S. and abroad.

Another benefit not many people know of is the no penalty APR - so paying late won't raise your interest rate.

What are the benefits of a Chase Slate card?

Frankie Solomon, WalletHub Analyst

Here are the Chase Slate benefits:

Mark Towers, WalletHub Credit Card Analyst

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