How do I check my Chase Slate application status?

It takes 7-20 business days to get a credit card from Chase, from the time you apply to when you get your Chase card in the mail. It can take up to 10 business days to receive an application decision, though it’s possible you’ll be approved instantly if you apply online. And it usually takes 7-10 business days to get a Chase credit card in the mail after approval. But you can get it in 1-2 business days if you ask for expedited delivery. It’s free.… read full answer

Getting a replacement credit card from Chase takes 3-5 business days, in most cases. But, again, you can ask for free expedited delivery and get your card in 1-2 business days.

Here’s how long it takes to get a credit card from Chase:

• New Credit Card: 7-10 business days after approval (1-2 business days expedited for free).
• Replacement Credit Card: 3-5 business days (1-2 business days expedited for free).
• Online Approval: Instant approval is possible when you apply for a Chase credit card online. Otherwise, you’ll get a decision within 7-10 business days. You can check the status of your Chase credit card application online, too.
  
• Mailed Applications: You’ll get a decision within 7-10 business days of Chase receiving your application.

Chase’s credit card approval and delivery timeframes are pretty standard. The fastest way to get a Chase credit card in your hands is to apply online.

Consider checking your credit score and using Chase’s pre-qualification tool to make sure you have good approval odds. You can also call Chase for free expedited delivery once approved.

The credit score needed for Chase Slate approval is at least 700. Chase Slate requires good credit, at a minimum. And though some people say the good credit range starts at 660, only a score of 700+ will give you reasonable Chase Slate approval odds. Barely meeting a card’s minimum requirements simply doesn’t translate to a high likelihood of success. Rather, the higher your score is, the better your chances will be.… read full answer

But even having the 700+ credit score needed for Chase Slate approval might not be enough. You have to meet a few other requirements, too.

Here are the eligibility requirements & credit score needed for Chase Slate:

• Basic eligibility. You’ll need a U.S. mailing address and a Social Security number (SSN). Chase does not take an ITIN in place of an SSN. And you’ll need to be at least 18 years old.
• Ability to pay. How much money you earn is a big factor in approval. Chase needs to see you can afford to pay for any purchases you make. Any debt you have will be weighed against that income, so you should try to owe as little as possible.
• No bankruptcy. If you’re currently going through bankruptcy, there’s no chance you’ll be approved. And if you’ve completed bankruptcy but it’s still on your credit report, you still might be denied.
• 700+ credit score. While it’s possible to be approved with lower scores, we don’t recommend risking it. So make sure to check your latest credit score for free before applying.
  
• 5/24 rule. Chase doesn’t officially say they do this, but many people have reported Chase will deny you if you have already opened five other credit cards (from any issuer) in the past 24 months.

If your score is not 700+ yet, consider taking a few months to improve your credit. And keep the other requirements in mind as well; you’ll need to pass all of them to be approved.

If you’re not sure whether you meet the Chase Slate credit score requirement, you can check your latest score for free on WalletHub, the only site where credit scores and reports update daily.

There are a handful of universal Chase credit card requirements: 1) an SSN; 2) a U.S. mailing address; 3) enough money for monthly bill payments; 4) good or excellent credit; 5) fewer than five credit cards opened in the last two years (widely rumored but not confirmed); and 6) no bankruptcy on your credit report (widely rumored but not confirmed).… read full answer

Most of those requirements are pretty standard, although some credit card companies offer cards to people with lower scores. But merely meeting those baseline criteria doesn’t guarantee approval. Each individual Chase credit card has requirements on top of that, which are tailored to identifying the right type of cardholder for that particular offer. For instance, you need at least $10 million in assets to qualify for the J.P. Morgan Reserve Card.

But let’s focus on what you can control: your credit standing and ability to pay. You can easily check how you’re doing in both categories and take steps to improve before applying for a Chase credit card, if necessary. Below, you can find info on the most popular Chase cards’ credit requirements and minimum spending limits. This should help you estimate your approval odds. Seeing which Chase credit cards you’re pre-approved for isn’t a bad idea either.

Here are the Chase credit cards that require excellent credit:

• Chase Freedom: $0 annual fee, $500 minimum limit
• Chase Freedom Unlimited: $0 annual fee, $500 minimum limit
• Chase Sapphire Preferred: $95 annual fee ($0 first year), $5,000 minimum limit
• Chase Sapphire Reserve: $450 annual fee ($0 first year), $10,000 minimum limit
• J.P. Morgan Reserve: $450 annual fee, no disclosed minimum credit limit
• Ink Business Preferred: $95 annual fee, $5,000 minimum limit
• Ink Business Cash: $0 annual fee, $3,000 minimum limit
  
• 3 co-branded airline rewards cards with $5,000 minimum limits

These Chase credit cards require good credit or better:

• Chase Slate: $0 annual fee, $500 minimum limit
• Amazon Rewards Visa Signature: $0 annual fee, $500 minimum limit
• Disney Visa: $0 annual fee, $5,000 minimum limit
• IHG Rewards Club Select: $49 annual fee ($0 first year), $2,000 minimum limit
• AARP Credit Card: $0 annual fee, $5,000 minimum limit
  
• Ritz-Carlton Rewards: $450 annual fee, $10,000 minimum limit
  
• 6 other co-branded cards with $5,000 minimum limits

Now you know some of the tests you’ll need to pass to get a card from Chase. But this just scratches the surface of what Chase looks at for approval. They’ll also examine your debts, credit utilization, and a whole host of other factors.

If you have limited or damaged credit, your chances of getting a Chase card are almost none. Instead, I’d recommend Capital One QuicksilverOne for limited credit rewards, Capital One Journey if you’re a college student, and Discover it Secured if you have bad credit.